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10175 Riverside Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 10175 Riverside Dr, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,535 sqft · built 1957
Lot Size0.298 acres (12,981 sqft)
OwnerIndividual Name on File
Tax Bill$3,757 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN078-081-03

Property Details

APN / Parcel Number

Primary APN078-081-03
Alternative APN
  • 078-081-03-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,535 sqft Living Area
Gross Area1,976 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeWood
Roof MaterialOther
Lot Area12,981 sqft (0.298 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address10175 RIVERSIDE DR
CityBEN LOMOND
StateCA
Zip95005-9210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBROOK LOMOND 02 49
Legal Lot Number6
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1011
Census Tract120301

Owner

Source: Santa Cruz County records · APN 078-081-03

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10175 RIVERSIDE DR, BEN LOMOND, CA 95005-9210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address10175 RIVERSIDE DR, BEN LOMOND, CA 95005-9210
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011498
DateApr 17, 2018
Instrument2018-0011498
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$269,452 (+2%) Land $105,665 Building $163,787
2025$3,757.00 (+6.13%)$264,169 (+4.04%) Land $103,593 Building $160,576
2023$3,540.00 (+2.37%)$253,911 Land $99,571 Building $154,340$838,800
2022$3,458.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871203011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims20 (1980–2017)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2017, other causes
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 8 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Wildfire

Wildfire RiskModerate
above 43% of the US · above 25% of California
Wildfire LikelihoodAbout 1 in 1,471 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 103 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Surfnet Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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