Santa Cruz County property record for 10255 Riverside Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 854 sqft · built 1951 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Mar 2017) |
| Tax Bill | $8,129 (2025) |
| Deeds & Mortgages | Mar 2018 Transfer Jun 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-062-18 |
| Primary APN | 078-062-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 854 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Deck Area | 230 sqft |
| Patio Area | 230 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 10255 RIVERSIDE DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Description | TR 14 |
| Legal Subdivision | BOOK LOMOND 01 14 |
| Legal Tract | 14 |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 120301 |
10255 Riverside Dr is owned by two individuals who acquired it in March 2018.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10275 RIVERSIDE DR, BEN LOMOND, CA 95005-9211 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jun 21, 2016 | Deed of Trust, Transfer · Conventional with PMI GREENLIGHT LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2017 · Amount on File |
| Deed Sale | Mar 7, 2017 · Amount on File |
| Prior Sale | May 2, 2005 · Amount on File |
| Deed Document Number | 20177904 |
| Last Transfer Date | Mar 19, 2018 |
| Transfer Doc | 0000009141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 27, 2018 |
| Property Address | 10255 RIVERSIDE DR, BEN LOMOND, CA 95005-9211 |
| Document Number | 0000009141 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 9141 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 284 BEN LOMOND CA 950050284, BEN LOMOND, CA 95005-0284 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 10255 RIVERSIDE DR, BEN LOMOND, CA 95005-9211 |
| Document Number | 0000007905 |
| Instrument Date | Jun 21, 2016 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2017 |
| Title Company | CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 10255 RIVERSIDE DR BEN LOMOND CA 950059211, BEN LOMOND, CA 95005-9211 |
| Document Number | 0000007905 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 7905 |
| Name | GREENLIGHT LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 10255 Riverside Dr was $8,129, up 4.5% from the year before.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $673,917 (+2%) Land $518,755 Building $155,162 | ||
| 2025 | $8,129.00 (+4.51%) | $660,702 Land $508,583 Building $152,119 | |
| 2024 | $7,778.00 (-0.04%) | ||
| 2023 | $7,781.00 (+2.41%) | $635,046 (+2%) Land $488,834 Building $146,212 | $651,510 |
| 2022 | $7,598.00 | $622,594 Land $479,249 Building $143,345 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10255 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1980–2017) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10255 Riverside Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surfnet Communications.
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