10190 Riverside Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 10190 Riverside Dr, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,723 sqft · built 1950
Lot Size	0.542 acres (23,610 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Sep 2019)
Tax Bill	$12,008 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Oct 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`078-071-17`

Property Details

APN / Parcel Number

Primary APN	`078-071-17`
Alternative APN	`078-071-17-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,723 sqft Living Area
Gross Area	3,423 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	23,610 sqft (0.542 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Deck Area	834 sqft
Patio Area	834 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	10190 RIVERSIDE DR
City	BEN LOMOND
State	CA
Zip	95005-9210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	BROOK LOMOND 01 TR 14
Legal Block	A
Legal Lot Number	1,2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1003
Census Tract	120301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	212 BRYANT ST, SAN FRANCISCO, CA 94110
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Grant Deed, Transfer · Conventional Mortgage SILICON VALLEY BANK
Oct 2, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 3, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	201926362
Prior Transfer Date	Jun 28, 2012
Prior Transfer Doc	0000033645
Record Updated	Sep 20, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 5, 2019
Property Address	10190 RIVERSIDE DR, BEN LOMOND, CA 95005-9210
Document Number	0000026362
Map Reference	MB 26 PG 13
Instrument Date	Aug 21, 2019
Instrument	2019-0026362
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 BRYANT ST, SAN FRANCISCO, CA 94107-1483

Mortgage

Document Number	0000026363
Date	Sep 5, 2019
Instrument	2019-0026363

Lender

Name	SILICON VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 2, 2018
Property Address	10190 RIVERSIDE DR, BEN LOMOND, CA 95005-9210
Document Number	0000029913
Instrument Date	Oct 1, 2018
Instrument	29913
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$893.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1015 FILLMORE ST SAN FRANCISCO CA 941154709, SAN FRANCISCO, CA 94115-4709

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 3, 2017
Property Address	10190 RIVERSIDE DR, BEN LOMOND, CA 95005-9210
Document Number	0000032985
Instrument Date	Sep 28, 2017
Instrument	32985
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	144 W LAKE AVE WATSONVILLE CA 950764573, WATSONVILLE, CA 95076-4573

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	10190 RIVERSIDE DR, BEN LOMOND, CA 95005-9210
Document Number	0000032985
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1177 CASCADE AVE BOULDER CO 803027523, BOULDER, CO 80302-7523

Mortgage

Document Number	0000032985
Date	Oct 3, 2017
Instrument	32985

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,003,968 (+2%) Land $585,648 Building $418,320
2025	$12,008.00 (+4.01%)	$984,281 (+4.04%) Land $574,164 Building $410,117
2023	$11,545.00 (+2.35%)	$946,061 Land $551,869 Building $394,192	$892,350
2022	$11,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1980–2017)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 8 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Surfnet Communications.

Nearby Properties on Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures