Delta County property record for 1024 Ray Ave, Delta, CO 81416 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,425 sqft · built 1975 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Feb 2022) |
| Tax Bill | $1,139 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R012611 |
| Primary APN | R012611 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,425 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R012611 |
|---|---|
| Street Address | 1024 RAY AVE |
| City | DELTA |
| State | CO |
| Zip | 81416-3710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1024 RAY AVE DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: JACKSON SUBDIVISION LOT: 22 TOTAL AC 0.16+- (75 X 98.27) JACKSON SUBD DELTA LT 22 SEC 19 T15S R95W 6PM BK 446 PG 1541 (R-351719) BK 511 PG 373 BK 522 PG 95 BK 898 PG 882 LTRS BK 898 PG 883 R-5 |
| Legal Subdivision | JACKSON SUBDIVISION |
| Legal Lot Number | 22 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2100 |
| Census Tract | 965100 |
Source: Delta County records · APN R012611
Assessment roll updated May 4, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1024 RAY AVE, DELTA, CO 81416-3710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Feb 15, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage GOODLEAP LLC |
| Mar 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 02, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on Record |
| Deed Sale | Feb 15, 2022 · Amount on Record |
| Prior Sale | Sep 25, 2014 · Amount on Record |
| Deed Document Number | 2022736820 |
| Prior Transfer Date | Feb 09, 2022 |
| Prior Transfer Doc | 0000736820 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Feb 15, 2022 |
| Property Address | 1024 RAY AVE, DELTA, CO 81416-3710 |
| Document Number | 0000736820 |
| Instrument Date | Feb 09, 2022 |
| Instrument | 736820 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1024 RAY AVE, 1024, DELTA, CO 81416-3710 |
| Name | Verified Name |
|---|---|
| Address | 1024 RAY AVE, DELTA, CO 81416-3710 |
| Document Number | 0000736821 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 736821 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1024 RAY AVE, DELTA, CO 81416-3710 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 727634 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 727634 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Feb 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1024 RAY AVE, DELTA, CO 81416-3710 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Name | Verified Name |
|---|
| Document Number | 715381 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 715381 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Feb 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1024 RAY AVE, DELTA, CO 81416-3710 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2018 |
| Name | Verified Name |
|---|
| Document Number | 707452 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 707452 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,139.00 (+24.48%) | $16,738 (+20.97%) Land $3,125 Building $13,613 | $267,805 (+29.67%) Land $50,000 Building $217,805 |
| 2024 | $915.00 (+3.98%) | $13,837 (-) Land $2,645 Building $11,192 | |
| 2023 | $880.00 (+10.14%) | $13,837 (+11.68%) Land $2,645 Building $11,192 | $206,532 (+15.85%) Land $39,485 Building $167,047 |
| 2022 | $799.00 | $12,390 Land $2,234 Building $10,156 | $178,278 Land $32,143 Building $146,135 |
Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080299651002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 3 (1984–1992) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 1992, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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