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1020 Ray Ave, Delta, CO 81416 Property Records

Delta County property record for 1020 Ray Ave, Delta, CO 81416

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1975
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$147,500 (May 2008)
Tax Bill$1,087 (2025)
Deeds & MortgagesMay 2008 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR012612

Property Details

APN / Parcel Number

Primary APNR012612
Alternative APN
  • 345519305004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,344 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C
Heating FuelCoal
SewerConnected

Location & Zoning

Account NumberR012612
Street Address1020 RAY AVE
CityDELTA
StateCO
Zip81416-3710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1020 RAY AVE DELTA 81416 SUBDIVISION: JACKSON SUBDIVISION LOT: 23 TOTAL AC 0.14+- JACKSON SUBD DELTA LT 23 SEC 19 T15S R95W 6PM BK 447 PG 243 (R-352090) BK 457 PG 1104 (R-365508) BK 492 PG 630 BK 603 PG 333, 334 & 335 BK 603 PG 341 BK 761 PG 475 BK 8
Legal SubdivisionJACKSON SUBDIVISION
Legal Lot Number23
JurisdictionDELTA CO
Township / Civil DivisionDELTA
Census Block Group2
Census Block2100
Census Tract965100

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1020 RAY AVE, DELTA, CO 81416-3710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2008 · Amount on File
Deed SaleMay 1, 2008 · Amount on File
Prior SaleOct 5, 2007 · Amount on File
Deed Document Number2008625229
Record UpdatedJun 8, 2026

May 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateMay 1, 2008
Property Address1020 RAY AVE, DELTA, CO 81416-3710
Document Number0000625229
Instrument DateMay 1, 2008
Instrument625229
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanySECURITY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$14.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1020 RAY AVE, DELTA, CO 81416-3710
InvestorPossibly a Property Investor

Mortgage

Document Number0000625230
DateMay 1, 2008
Instrument625230
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term396 Months
DueMay 1, 2041

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityDelta City
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,087.00 (+21.18%)$15,976 (+17.8%) Land $3,125 Building $12,851$255,616 (+26.28%) Land $50,000 Building $205,616
2024$897.00 (+3.94%)$13,562 (-) Land $2,634 Building $10,928
2023$863.00 (+9.66%)$13,562 (+11.23%) Land $2,634 Building $10,928$202,416 (+15.38%) Land $39,317 Building $163,099
2022$787.00$12,193 Land $2,234 Building $9,959$175,434 Land $32,143 Building $143,291

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1984–1992)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DELTA
serves 8,700 people · EPA ID CO0115205
Water SourcePurchased surface water from PROJECT 7 WA
Last State InspectionFeb 2024
Also Mapped HereTRI COUNTY WCD

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Elevate Internet
Fiber		6,000 / 6,000
Clearnetworx
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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