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1011 Ray Ave, Delta, CO 81416 Property Records

Delta County property record for 1011 Ray Ave, Delta, CO 81416

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,096 sqft · built 1974
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Aug 2026)
Tax Bill$532 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR012618

Property Details

APN / Parcel Number

Primary APNR012618
Alternative APN
  • 345519306006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,096 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberR012618
Street Address1011 RAY AVE
CityDELTA
StateCO
Zip81416-2431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1011 RAY AVE DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: JACKSON SUBDIVISION LOT: 29 TOTAL AC 0.13+- (N102.0, S102.0, E58.82, W59.0) JACKSON SUBD DELTA LT 29 SEC 19 T15S R95W 6PM BK 445 PG 1251 (R-350335) BK 489 PG 108 & 110 BK 577 PG 268 BK 670 PG
Legal SubdivisionJACKSON SUBDIVISION
Legal Lot Number29
JurisdictionDELTA CO
Township / Civil DivisionDELTA
Census Block Group2
Census Block2050
Census Tract965100

Owner

Source: Delta County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1011 RAY AVE, DELTA, CO 81416-2431
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2026 · Amount on Record
Deed SaleAug 13, 2026 · Amount on Record
Prior SaleJun 17, 2025 · Amount on Record
Deed Document Number2026769492
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateAug 13, 2026
Property Address1011 RAY AVE, DELTA, CO 81416-2431
Document Number0000769492
Instrument DateAug 13, 2026
Instrument2026769492
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanyLAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,929.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1011 RAY AVE, DELTA, CO 81416-2431

Mortgage

Document Number0000769492,
DateAug 13, 2026
Instrument2026769492
Lender
NameCORNERSTONE HOME LENDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Mortgage

DateAug 13, 2026
Lender
NameCA HSNG FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityDelta City
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$532.00 (+4%)$14,067 (+22.18%) Land $3,125 Building $10,942$225,079 (+30.99%) Land $50,000 Building $175,079
2024$380.00 (-48.09%)$11,513 (-) Land $2,538 Building $8,975
2023$732.00 (+8.12%)$11,513 (+9.74%) Land $2,538 Building $8,975$171,826 (+13.83%) Land $37,876 Building $133,950
2022$677.00$10,491 Land $2,234 Building $8,257$150,955 Land $32,143 Building $118,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1984–1992)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DELTA
serves 8,700 people · EPA ID CO0115205
Water SourcePurchased surface water from PROJECT 7 WA
Last State InspectionFeb 2024
Also Mapped HereTRI COUNTY WCD

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Elevate Internet
Fiber		6,000 / 6,000
Clearnetworx
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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