1015 Ray Ave, Delta, CO 81416 Property Records

Delta County property record for 1015 Ray Ave, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1975
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (Feb 2015)
Tax Bill	$969 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R012617`

Property Details

APN / Parcel Number

Primary APN	`R012617`
Alternative APN	`345519306005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,344 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Coal

Location & Zoning

Account Number	R012617
Street Address	1015 RAY AVE
City	DELTA
State	CO
Zip	81416-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1015 RAY AVE DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: JACKSON SUBDIVISION LOT: 28 TOTAL AC 0.13+- (N102.0, S102.0, E58.82, W59.0) JACKSON SUBD DELTA LOT 28 SEC 19 T15S R95W 6PM BK 446 PG 3119(R-350867) BK 627 PG 108 BK 647 PG 239 BK 648 PG 48 BK
Legal Subdivision	JACKSON SUBDIVISION
Legal Lot Number	28
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2050
Census Tract	965100

Owner

1015 Ray Ave is owned and occupied by two individuals who bought it in February 2015.

Source: Delta County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1015 RAY AVE, DELTA, CO 81416-2431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2015 · Amount on File
Deed Sale	Feb 11, 2015 · Amount on File
Prior Sale	Oct 14, 2014 · Amount on File
Deed Document Number	2015678452
Prior Transfer Date	Aug 22, 1990
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1015 RAY AVE, DELTA, CO 81416-2431
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	HTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000741303
Date	Aug 8, 2022
Instrument	741303

Lender

Name	BANK OF COLORADO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Ray Ave was $969, up 24.2% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$969.00 (+24.23%)	$14,247 (+20.78%) Land $3,125 Building $11,122	$227,950 Land $50,000 Building $177,950
2024	$780.00 (+3.86%)	$11,796 (-) Land $2,553 Building $9,243
2023	$751.00 (+9%)	$11,796 (+10.37%) Land $2,553 Building $9,243	$176,046 (+14.47%) Land $38,098 Building $137,948
2022	$689.00	$10,688 Land $2,234 Building $8,454	$153,790 Land $32,143 Building $121,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1015 Ray Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1015 Ray Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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