Kane County property record for 1024 Prospect St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1933 |
| Square Footage | 2,171 sqft Living Area |
| Lot Size | 9,636 sqft (0.221 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2023) |
| Tax Bill | $7,863.00 (2025) |
Source: Kane County records · APN 06-12-106-011
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1024 PROSPECT ST, ELGIN, IL 60120-2934 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 06, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage JPMORGAN CHASE BANK NA |
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Feb 18, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage COMPASS MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2023 · Amount on Record |
| Deed Sale | Oct 06, 2023 · Amount on Record |
| Prior Sale | Sep 10, 2007 · Amount on Record |
| Deed Doc Number | 202335114 |
| Prior Transfer Date | Dec 04, 2019 |
| Prior Transfer Doc | 0000008496 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 06, 2023 |
| Property Address | 1024 PROSPECT ST, ELGIN, IL 60120-2934 |
| Document Number | 0000035114 |
| Instrument Date | Oct 03, 2023 |
| Instrument | 2023K035114 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 965 RIPPLE BROOK LN, ELGIN, IL 60120-4902 |
| Name | Verified Name |
|---|---|
| Address | 1024 PROSPECT ST, ELGIN, IL 60120-2934 |
| Document Number | 0000035115 |
|---|---|
| Date | Oct 06, 2023 |
| Instrument | 2023K035115 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1024 PROSPECT ST, ELGIN, IL 60120-2934 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000022691 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023K022691 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 09, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 18, 2020 |
| Property Address | 1024 PROSPECT ST, ELGIN, IL 60120-2934 |
| Document Number | 0000008496 |
| Instrument Date | Dec 04, 2019 |
| Instrument | 2020K008496 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CARRINGTON TTL PARTNERS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1024 PROSPECT ST, ELGIN, IL 60120-2934 |
| Document Number | 0000008497 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 2020K008497 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,863.00 (+15.85%) | ||
| 2024 | $102,309 (+21.39%) Land $19,881 Building $82,428 | $307,050 (+21.44%) Land $59,667 Building $247,383 | |
| 2022 | $6,787.00 (+4.51%) Homeowner's exemption | $84,278 (+6.96%) Land $16,377 Building $67,901 | $252,834 (+6.96%) Land $49,131 Building $203,703 |
| 2021 | $6,494.00 Homeowner's exemption | $78,794 Land $15,311 Building $63,483 | $236,382 Land $45,933 Building $190,449 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-12-106-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,171 sqft Living Area |
| Gross Area | 3,078 sqft Gross Area |
| Basement Area | 907 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Colonial Style |
| Construction Type | Frame Construction |
| Lot Area | 9,636 sqft (0.221 acres) |
| Depth X Width | 146 ft x 66 ft Depth x Width |
| Cooling System | Window A/C Cooling |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 1024 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2934 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CONGDONS 2ND ADDN LOT 4 BLOCK 1 |
| Legal Subdivision | CONGDONS 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 6 |
| Census Block | 6016 |
| Census Tract | 850800 |
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