Kane County property record for 1019 Prospect St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1913 |
| Square Footage | 1,252 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Tax Bill | $5,036.00 (2025) |
| Primary APN | 06-12-107-023 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,252 sqft Living Area |
| Gross Area | 2,191 sqft Gross Area |
| 1st Floor | 1,252 sqft 1st Floor |
| Basement Area | 939 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Construction Type | Frame Construction |
| Lot Area | 4,356 sqft (0.1 acres) |
| Depth X Width | 132 ft x 33 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 1019 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2933 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CONGDONS 2ND ADDN SOUTH 1/2 LOT 4 BLOCK 2 |
| Legal Subdivision | CONGDONS 2ND ADDN |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 6 |
| Census Block | 6022 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-107-023
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 424 S 4TH ST, 2, SAINT CHARLES, IL 60174-2773 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 24, 2000 |
| Transfer Doc | 0000021844 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 28, 2026 |
| Property Address | 1019 PROSPECT ST, ELGIN, IL 60120-2933 |
| Document Number | 0000032093 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202632093 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,148.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2975 N LAWNDALE AVE, 1, CHICAGO, IL 60618-7320 |
| Investor | Possibly a Property Investor |
| Document Number | 0000032094, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202632094 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000032095, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202632095 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,036.00 (+3.49%) | ||
| 2024 | $4,866.00 (+12.04%) | $60,810 (+21.39%) Land $9,030 Building $51,780 | $182,503 (+21.44%) Land $27,101 Building $155,402 |
| 2022 | $4,343.00 (+3.95%) | $50,093 (+6.96%) Land $7,439 Building $42,654 | $150,279 (+6.96%) Land $22,317 Building $127,962 |
| 2021 | $4,178.00 | $46,833 Land $6,955 Building $39,878 | $140,499 Land $20,865 Building $119,634 |
1019 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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