1033 Prospect St, Elgin, IL 60120 Property Records

Kane County property record for 1033 Prospect St, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,639 sqft · built 1914
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$108,000 (Jul 1994)
Tax Bill	$6,474 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-12-107-006`

Property Details

APN / Parcel Number

Primary APN	`06-12-107-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,639 sqft Living Area
Gross Area	2,348 sqft
Basement Area	709 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1033 PROSPECT ST
City	ELGIN
State	IL
Zip	60120-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONGDONS 2ND ADDN LOT 6 BLOCK 2
Legal Subdivision	CONGDONS 2ND ADDN
Legal Block	2
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6022
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-107-006

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1033 PROSPECT ST, ELGIN, IL 60120-2933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 1994 · Amount on Record
Deed Sale	Jul 19, 1994 · Amount on Record
Deed Document Number	199457008
Deed Book / Page	898 / 365
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,474.00 (+15.83%) Homeowner's exemption	$92,872 (+8.57%) Land $20,976 Building $71,896	$278,727 (+8.57%) Land $62,953 Building $215,774
2024		$85,541 (+21.39%) Land $19,320 Building $66,221	$256,726 (+21.44%) Land $57,983 Building $198,742
2022	$5,589.00 (+4.62%) Homeowner's exemption	$70,466 (+6.96%) Land $15,915 Building $54,551	$211,398 (+6.96%) Land $47,745 Building $163,653
2021	$5,342.00 Homeowner's exemption	$65,880 Land $14,879 Building $51,001	$197,640 Land $44,637 Building $153,003

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898508006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50

May also be available at this address: T-Mobile USA, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.