1024 N 2nd St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1024 N 2nd St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,205 sqft · built 1984
Lot Size	0.294 acres (12,807 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Apr 2018)
Tax Bill	$6,486 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-097-0016-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-097-0016-000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,205 sqft Living Area
1st Floor Area	2,205 sqft
Basement Area	2,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	105 ft deep x 122 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1024 N 2ND ST
City	SAINT CLAIR
State	MI
Zip	48079-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	PART OF LOT 8 & 9 DESC AS: BEG S 25D 48M W 2' & N 64D 12M W 208' FROM NE'LY COR OF LOT 9, TH N 64D 12M W 95', TH N 25D 48M E 122.25', TH S 64D 12M E 95', TH S 25D 48M W 122.25' TO BEG & BEG N 25D 48M E 615.5' & N 64D 10M W 198' FROM SE COR LOT 13, TH
Legal Subdivision	ASSESSORS RIVERSIDE AVENUE PLAT
Legal Lot Number	8-9,13
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7012
Census Tract	642000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1024 N 2ND ST, SAINT CLAIR, MI 48079-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Apr 16, 2018	Quit Claim Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Apr 16, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	20188466
Deed Book / Page	4935 / 262
Prior Transfer Date	Mar 26, 2018
Prior Transfer Doc	0004935264
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1024 N 2ND ST, SAINT CLAIR, MI 48079-4201
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 N 2ND ST, SAINT CLAIR, MI 48079-4201

Mortgage

Document Number	0005619188
Date	May 5, 2023
Book Page	5619/188
Instrument	2023008186

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2033

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 16, 2018
Property Address	1024 N 2ND ST, SAINT CLAIR, MI 48079-4201
Document Number	0049350264
Book / Page	004935 / 000264
Instrument Date	Mar 26, 2018
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 SEDGWICK DR SYRACUSE NY 132031339, SYRACUSE, NY 13203-1339

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 16, 2018
Property Address	1024 N 2ND ST, SAINT CLAIR, MI 48079-4201
Document Number	0049350263
Book / Page	004935 / 000263
Instrument Date	Mar 26, 2018
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$2,709.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 SEDGWICK DR SYRACUSE NY 132031339, SYRACUSE, NY 13203-1339

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,486.00 (-7.48%) Homeowner's exemption	$211,500 (+25.07%)
2024	$7,010.00 (+2.22%)		$423,000 (+25.07%)
2023		$169,100
2022	$6,858.00		$338,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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