543 N 2nd St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 543 N 2nd St, Saint Clair, MI 48079 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,008 sqft · built 1909
Lot Size0.186 acres (8,102 sqft)
OwnerIndividual Name on File
Last Sale$119,600 (Apr 2017)
Tax Bill$2,570 (2025)
Deeds & MortgagesAug 2019 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN74-07-360-0008-000

Property Details

APN / Parcel Number

Primary APN74-07-360-0008-000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,008 sqft Living Area
1st Floor Area1,433 sqft
Basement Area652 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Lot Area8,102 sqft (0.186 acres)
Lot Dimensions90 ft deep x 90 ft wide
Garage Area384 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address543 N 2ND ST
CitySAINT CLAIR
StateMI
Zip48079-4800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 & S 1/2 OF LOT 11 HODGSON'S SUBD OF FIVE ACRE LOT 40
Legal SubdivisionHODGSONS SUBD
Legal Lot Number12,11
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group4
Census Block4000
Census Tract642000

Owner

Source: St. Clair County records · APN 74-07-360-0008-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address543 N 2ND ST, SAINT CLAIR, MI 48079-4800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
CHRISTIAN FINANCIAL CU
Apr 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 25, 2017 · Amount on Record
Deed SaleApr 25, 2017 · Amount on Record
Prior SaleApr 09, 2014 · Amount on Record
Deed Document Number201710698
Deed Book / Page4822 / 766
Prior Transfer DateApr 28, 2010
Prior Transfer Doc4044/623
Record UpdatedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address543 N 2ND ST, SAINT CLAIR, MI 48079-4800
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5090846
DateAug 27, 2019
Book Page5090/846
Instrument2019017619
Lender
NameCHRISTIAN FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 26, 2039
Interest
Rate TypeFixed Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address543 N 2ND ST, SAINT CLAIR, MI 48079-4800
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 N 2ND ST, SAINT CLAIR, MI 48079-4800

Mortgage

Document Number5345861
DateApr 05, 2021
Book Page5345/861
Instrument2021009876
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2036

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalitySt. Clair City
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,570.00 (-7.49%) Homeowner's exemption$107,200 (+20.04%)
2024$2,778.00 (+7.59%)$214,400 (+20.04%)
2023$89,300
2022$2,582.00$178,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476420004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on N 2nd St

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