1021 N 2nd St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1021 N 2nd St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,178 sqft · built 1956
Lot Size	0.385 acres (16,771 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Sep 2017)
Tax Bill	$6,070 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-610-0029-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-610-0029-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,178 sqft Living Area
1st Floor Area	1,714 sqft
Basement Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	16,771 sqft (0.385 acres)
Lot Dimensions	117 ft deep x 103 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1021 N 2ND ST
City	SAINT CLAIR
State	MI
Zip	48079-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOTS 31 & 32 EXC THAT PART LYING N OF A LINE, BEG S 28D 40M 50S W 34' FROM NE COR OF LOT 32, TH N 63D 29 1/2M W 79', TH S 28D
Legal Subdivision	PALMER VILLAGE
Legal Lot Number	31-32
Legal Unit	3,32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7013
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1021 N 2ND ST, SAINT CLAIR, MI 48079-4202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 3, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Mar 25, 2020	Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM
Sep 1, 2017	Warranty Deed, Transfer · FHA Mortgage UNION HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	May 9, 2012 · Amount on Record
Deed Document Number	201721035
Prior Transfer Date	May 4, 2012
Prior Transfer Doc	004256/584
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1021 N 2ND ST, SAINT CLAIR, MI 48079-4202
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 N 2ND ST, SAINT CLAIR, MI 48079-4202

Mortgage

Document Number	0005687409
Date	Jan 30, 2024
Book Page	5687/409
Instrument	2024001744

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1021 N 2ND ST, SAINT CLAIR, MI 48079-4202
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 N 2ND ST, SAINT CLAIR, MI 48079-4202

Mortgage

Document Number	5402403
Date	Aug 3, 2021
Book Page	5402/403
Instrument	2021022297

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1021 N 2ND ST, SAINT CLAIR, MI 48079-4202
Document Number	0051710291
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1021 N 2ND ST ST CLAIR MI 480794202, ST CLAIR, MI 48079-4202

Mortgage

Document Number	0051710291
Date	Apr 9, 2020
Book Page	005171/000291

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 1, 2017
Property Address	1021 N 2ND ST, SAINT CLAIR, MI 48079-4202
Document Number	0048640740
Book / Page	004864 / 000740
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	414 THORNAPPLE ST ST CLAIR MI 480795434, ST CLAIR, MI 48079-5434

Mortgage

Document Number	48650088
Date	Sep 1, 2017
Book Page	004865/000088

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,900 (+3.05%)	$317,800 (+3.05%)
2025	$6,070.00 (+0.58%) Homeowner's exemption	$154,200 (-6.03%)
2024	$6,035.00 (+7.59%)		$308,400 (-6.03%)
2023		$164,100
2022	$5,609.00		$328,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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