1011 N 2nd St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1011 N 2nd St, Saint Clair, MI 48079 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1967
Square Footage1,868 sqft Living Area
Lot Size14,418 sqft (0.331 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2025)
Tax Bill$1,392.00 (2025)

Property Details

APN / Parcel Number

Primary APN74-07-610-0028-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,868 sqft Living Area
1st Floor1,345 sqft 1st Floor
Basement Area1,345 sqft Basement
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Lot Area14,418 sqft (0.331 acres)
Lot Depth92.9 ft Depth
Parking Spaces2 Parking Spaces
Garage Area506 sqft Garage

Utilities and HVAC

Heating SystemHot Water Heating

Location & Zoning

Street Address1011 N 2ND ST
CitySAINT CLAIR
StateMI
Zip48079-4202
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 30 PALMER VILLAGE SUBD
Legal SubdivisionPALMER VILLAGE
Legal Lot Number30
Legal Unit30
JurisdictionSAINT CLAIR MI
Minor Civil DivisionST. CLAIR
Census Blockgroup7
Census Block7013
Census Tract642000

Owner

Source: St. Clair County records · APN 74-07-610-0028-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1065 N 6TH ST, SAINT CLAIR, MI 48079-4215
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
UNION HOME MORTGAGE CORP
Jun 16, 2022Deed of Trust, Mortgage · Line of Credit
CENTRAL MACOMB COMMUNITY CU
Nov 16, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
May 04, 2020Deed of Trust, Mortgage · Line of Credit
FREESTAR FIN'L CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2025 · Amount on Record
Deed SaleMay 29, 2025 · Amount on Record
Prior SaleFeb 22, 2016 · Amount on Record
Deed Doc Number202510113
Deed Book / Page5817 / 770
Prior Transfer DateFeb 11, 2010
Prior Transfer Doc004024/536
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1011 N 2ND ST, SAINT CLAIR, MI 48079-4202
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 N 2ND ST, SAINT CLAIR, MI 48079-4202

Mortgage

Document Number0005885116
DateJan 02, 2026
Book Page5885/116
Instrument2026000037
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Address8241 DOW CIR, STRONGSVILLE, OH 44136
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1011 N 2ND ST, SAINT CLAIR, MI 48079-4202
Transaction TypeMortgage
Record UpdatedJun 30, 2022
Title CompanyVANGUARD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 N 2ND ST, SAINT CLAIR, MI 48079-4202

Mortgage

Document Number0005532702
DateJun 16, 2022
Book Page5532/702
Instrument2022014666
Lender
NameCENTRAL MACOMB COMMUNITY CU
TypeCredit Union
AddressMOUNT CLEMENS, MI 48046
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1011 N 2ND ST, SAINT CLAIR, MI 48079-4202
Transaction TypeMortgage
Record UpdatedDec 08, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 N 2ND ST, SAINT CLAIR, MI 48079-4202

Mortgage

Document Number5450337
DateNov 16, 2021
Book Page5450/337
Instrument2021032292
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1011 N 2ND ST, SAINT CLAIR, MI 48079-4202
Document Number0051900854
Instrument DateMay 04, 2020
Transaction TypeMortgage
Record UpdatedJun 05, 2020
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 N 2ND ST ST CLAIR MI 480794202, ST CLAIR, MI 48079-4202

Mortgage

Document Number0051900854
DateMay 21, 2020
Book Page005190/000854
Lender
NameFREESTAR FIN'L CU
AddressMOUNT CLEMENS, MI 48046-2800
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 20, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalitySt. Clair City
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,392.00 (-69.57%) Homeowner's exemption$169,300 (+10.37%)
2024$4,575.00 (+7.57%)$338,600 (+10.37%)
2023$153,400
2022$4,253.00$306,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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