1024 Madison St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1024 Madison St, Saint Charles, MO 63301 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1925
Square Footage1,030 sqft Living Area
Lot Size7,350 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$120,002 (2004)
Tax Bill$1,803.00 (2024)

Property Details

APN / Parcel Number

Primary APN025470A000
Alternative APN
  • 6-009C-B266-00-0024.0000000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,030 sqft Living Area
Gross Area2,060 sqft Gross Area
1st Floor1,030 sqft 1st Floor
Basement Area1,030 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,350 sqft (0.169 acres)
Depth X Width147 ft x 50 ft Depth x Width
Patio Area256 sqft Patio
PorchOpen Porch
Porch Area153 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number025470A000
Street Address1024 MADISON ST
CitySAINT CHARLES
StateMO
Zip63301-2772
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT CITY BLK 266
Legal SubdivisionCITY SQUARE 266
Legal Block266
Legal Lot Number24
JurisdictionST CHARLES MO
Minor Civil DivisionLINDENWOOD
Census Blockgroup1
Census Block1029
Census Tract310502

Owner

Source: St. Charles County records · APN 025470A000

Assessment roll updated August 13, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1024 MADISON ST, SAINT CHARLES, MO 63301-2772
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 23, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 12, 2020Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 2004 · Amount on Record
Deed SaleFeb 26, 2004 · Amount on Record
Deed Doc Number2004168980
Deed Book / Page3791 / 1406
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateApr 15, 2026
Property Address1024 MADISON ST, SAINT CHARLES, MO 63301-2772
Document Number0000017226
Instrument DateApr 10, 2026
Instrument202617226
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1024 MADISON ST, SAINT CHARLES, MO 63301-2772

Mortgage

Document Number0000017226,
DateApr 15, 2026
Instrument202617226
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1024 MADISON ST, SAINT CHARLES, MO 63301-2772
Transaction TypeMortgage
Record UpdatedSep 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1024 MADISON ST, SAINT CHARLES, MO 63301-2772

Mortgage

Document Number0000034187
DateAug 23, 2023
Instrument2023R-034187
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueSep 01, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1024 MADISON ST, SAINT CHARLES, MO 63301-2772
Document Number0000069061
Instrument DateSep 12, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1024 MADISON ST ST CHARLES MO 633012772, ST CHARLES, MO 63301-2772

Mortgage

Document Number0000069061
DateSep 17, 2020
Instrument69061
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueSep 16, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,845.00 (+2.33%)$29,215 (+4.84%)$153,763 (+4.85%) Land $28,572 Building $125,191
2024$1,803.00
2023$27,865
2022$146,654 Land $21,429 Building $125,225

Flood & Wildfire

1024 Madison St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Midtown Neighborhood Historic District
listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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