1006 Madison St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1006 Madison St, Saint Charles, MO 63301 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,376 sqft · built 1910
Lot Size0.117 acres (5,100 sqft)
OwnerIndividual Name on File
Last Sale$206,000 (Jul 2021)
Tax Bill$2,034 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN025290A000

Property Details

APN / Parcel Number

Primary APN025290A000
Alternative APN
  • 6-009C-B266-00-0026.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,376 sqft Living Area
1st Floor Area918 sqft
Basement Area459 sqft

Exterior

Year BuiltBuilt 1910
Architectural StyleOther
Exterior MaterialComposition/Composite
Lot Area5,100 sqft
Lot Dimensions150 ft deep x 34 ft wide
Garage TypeAttached
Garage Area150 sqft
PorchPorch
Porch Area222 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number025290A000
Old Parcel Number025290A000
Street Address1006 MADISON ST
CitySAINT CHARLES
StateMO
Zip63301-2772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT CITY BLK 266
Legal Range05E
Legal Township47N
Legal SubdivisionCITY/STCHARLES
Legal Block266
Legal Lot Number26
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1029
Census Tract310502

Owner

Source: St. Charles County records · APN 025290A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1006 MADISON ST, SAINT CHARLES, MO 63301-2772
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
May 30, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Prior SaleMay 30, 2019
Deed Document Number0202159597
Deed Book / Page2021 / 59597
Record UpdatedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 15, 2021
Property Address1006 MADISON ST, SAINT CHARLES, MO 63301-2772
Document Number2021R059597
Instrument DateJul 13, 2021
Instrument2021R-059597
Transaction TypeTransfer
Record UpdatedJul 29, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15451 MILLRUN CT, 15451, CHESTERFIELD, MO 63017-5354

Transferred To (Grantee/Buyer)

NameVerified Name
Address1006 MADISON ST, SAINT CHARLES, MO 63301-2772

Mortgage

Document Number2021R059598
DateJul 15, 2021
Instrument2021R-059598
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 30, 2019
Property Address1006 MADISON ST, SAINT CHARLES, MO 63301-2772
Document Number0070810166
Book / Page7081 / 0166
Instrument DateMay 28, 2019
Instrument20190530000258470
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyACCURATE TITLE GROUP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address53 W LEE DR, 53, SAINT CHARLES, MO 63301-3106

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 COMMERCE AVE, KIRKWOOD, MO 63122-6203

Mortgage

Document Number20190530000258480
DateMay 30, 2019
Instrument20190530000258480
Lender
NameFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,034.00$32,252 (+4.55%)$169,744 (+4.55%) Land $28,572 Building $141,172
2023$30,848
2022$162,353 Land $21,429 Building $140,924

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
1 of 2 on primary residences
Nearby Flood Claims17 (1980–2022)
Claims Outside the SFHA3 of 17
Most Recent ClaimAug 2022, tidal / storm surge
Flood Events
  • Severe Storms & Flooding (Aug 1993), 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Midtown Neighborhood Historic District
listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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