1017 Madison St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1017 Madison St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,422 sqft · built 1929
Lot Size	0.161 acres (7,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2019)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`025110A000`

Property Details

APN / Parcel Number

Primary APN	`025110A000`
Alternative APN	`6-009C-4376-00-0012.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,422 sqft Living Area
Gross Area	3,291 sqft
1st Floor Area	2,050 sqft
Basement Area	1,241 sqft
Finished Basement	372 sqft
Unfinished Basement	869 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,015 sqft (0.161 acres)
Lot Dimensions	115 ft deep x 61 ft wide
Garage Type	Carport
Garage Area	210 sqft
Carport	Carport
Carport Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	217 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	025110A000
Street Address	1017 MADISON ST
City	SAINT CHARLES
State	MO
Zip	63301-2773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF2
Legal Description	PARK ADDN LOT 12 & PT LOT 11
Legal Subdivision	PARK ADDN-ST CHAS
Legal Lot Number	12
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1031
Census Tract	310502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1017 MADISON ST, SAINT CHARLES, MO 63301-2773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES I
Dec 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Aug 23, 2011 · Amount on Record
Deed Document Number	2019715600
Deed Book / Page	7198 / 457
Prior Transfer Date	Feb 17, 1998
Prior Transfer Doc	0000010819
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 16, 2021
Property Address	1017 MADISON ST, SAINT CHARLES, MO 63301-2773
Document Number	0000101622
Map Reference	MB 3 PG 69
Instrument Date	Dec 14, 2021
Instrument	2021R-101622
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 MADISON ST, 1017, SAINT CHARLES, MO 63301-2773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 MADISON ST, SAINT CHARLES, MO 63301-2773

Mortgage

Document Number	0000101623
Date	Dec 16, 2021
Instrument	2021R-101623

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 4, 2019
Property Address	1017 MADISON ST, SAINT CHARLES, MO 63301-2773
Document Number	0071930954
Book / Page	007193 / 000954
Instrument Date	Dec 3, 2019
Instrument	695850
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1017 MADISON ST ST CHARLES MO 633012773, ST CHARLES, MO 63301-2773

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 4, 2019
Property Address	1017 MADISON ST, SAINT CHARLES, MO 63301-2773
Document Number	0071930956
Book / Page	007193 / 000956
Instrument Date	Dec 3, 2019
Instrument	695860
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1017 MADISON ST ST CHARLES MO 633012773, ST CHARLES, MO 63301-2773

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,440 (-)	$323,368 (-) Land $50,000 Building $273,368
2025	$3,846.00	$61,440 (+3.67%)	$323,368 (+3.67%) Land $50,000 Building $273,368
2023		$59,265
2022			$311,928 Land $37,500 Building $274,428

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1980–2022)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Aug 2022 · tidal / storm surge
Claims by Event	Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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