St. Charles County property record for 1028 Madison St, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1902 |
| Square Footage | 1,075 sqft Living Area |
| Lot Size | 7,650 sqft (0.176 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2023) |
| Tax Bill | $2,207.00 (2025) |
| Primary APN | 025440A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,075 sqft Living Area |
| Gross Area | 1,843 sqft Gross Area |
| 1st Floor Area | 1,075 sqft 1st Floor |
| Basement Area | 768 sqft Basement |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,650 sqft (0.176 acres) |
| Lot Dimensions | 153 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Carport |
| Garage Area | 420 sqft Garage |
| Carport | Carport |
| Carport Area | 420 sqft Carport |
| Porch | Open Porch |
| Porch Area | 48 sqft Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 025440A000 |
|---|---|
| Street Address | 1028 MADISON ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 266 |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 266 |
| Legal Lot Number | 22 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 310502 |
Source: St. Charles County records · APN 025440A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1028 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Oct 03, 2023 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Sep 01, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2023 · Amount on Record |
| Deed Sale | Oct 03, 2023 · Amount on Record |
| Deed Document Number | 202340645 |
| Prior Transfer Date | Aug 30, 2021 |
| Prior Transfer Doc | 0000073480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1028 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1028 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0000011130 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026R-011130 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 03, 2023 |
| Property Address | 1028 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0000040645 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023R-040645 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 PALACE DR, WEST CARROLLTON, OH 45449-1917 |
| Name | Verified Name |
|---|---|
| Address | 1028 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0000040646 |
|---|---|
| Date | Oct 03, 2023 |
| Instrument | 2023R-040646 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 01, 2021 |
| Property Address | 1028 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0000073480 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021R-073480 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1028 MADISON ST, SAINT CHARLES, MO 63301-2772 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,038 (-) | $184,407 (-) Land $28,572 Building $155,835 | |
| 2025 | $2,207.00 | $35,038 (+8.57%) | $184,407 (+8.57%) Land $28,572 Building $155,835 |
| 2023 | $32,271 | ||
| 2022 | $169,849 Land $21,429 Building $148,420 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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