10231 Ebb Tide Ln, Laurel, MD 20723 Property Records

Howard County property record for 10231 Ebb Tide Ln, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,866 sqft · built 2005
Lot Size	0.137 acres (5,951 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Aug 2010)
Tax Bill	$9,239 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-574297`

Property Details

APN / Parcel Number

Primary APN	`06-574297`
Alternative APN	`574297`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,866 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,951 sqft (0.137 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	574297
Street Address	10231 EBB TIDE LN
City	LAUREL
State	MD
Zip	20723-5870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 77 5951 SQ 10231 EBB TIDE LN EMERSON S2 PH 4 KEY PROP
Legal Subdivision	EMERSON
Legal Phase	4
Legal Lot Number	77
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10231 EBB TIDE LN, LAUREL, MD 20723-5870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2010 · Amount on Record
Deed Sale	Aug 12, 2010 · Amount on Record
Prior Sale	Sep 20, 2004 · Amount on Record
Deed Document Number	20109109
Deed Book / Page	12613 / 212
Last Transfer Date	Sep 10, 2012
Transfer Doc	0146260119
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10231 EBB TIDE LN, LAUREL, MD 20723-5870
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202860115
Date	Mar 4, 2021
Book Page	20286/115

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 1, 2031

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,239.00 (-3.01%) Homeowner's exemption	$708,367 (+7.61%)	$808,500 (+22.82%) Land $254,200 Building $554,300
2025	$9,526.00 (+4.91%) Homeowner's exemption	$658,300 (+14.91%) Land $179,200 Building $479,100	$658,300 (-) Land $179,200 Building $479,100
2024	$9,080.00 (+52.09%)
2023		$572,900	$658,300 Land $179,200 Building $479,100
2022	$5,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250