Osceola County property record for 1023 Chisholm Estates Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,160 sqft · built 2008 |
| Lot Size | 0.233 acres (10,193 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Nov 2024) |
| Tax Bill | $3,888 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302531285800010020 |
| Primary APN | 302531285800010020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,160 sqft Heated Area |
| Gross Area | 2,796 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,193 sqft (0.233 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1023 CHISHOLM ESTATES DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHISHOLM ESTATES PB 18 PG 16-17 LOT 2 |
| Legal Subdivision | CHISHOLM ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 43600 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1023 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2024 · Amount on Record |
| Deed Sale | Nov 7, 2024 · Amount on Record |
| Prior Sale | Dec 22, 2008 · Amount on Record |
| Deed Document Number | 2024141515 |
| Deed Book / Page | 6692 / 287 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 7, 2024 |
| Property Address | 1023 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8907 |
| Document Number | 0066920287 |
| Book / Page | 6692 / 287 |
| Map Reference | MB 18 PG 16&17 |
| Instrument Date | Nov 4, 2024 |
| Instrument | 2024141515 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14699 SE 63RD AVE, SUMMERFIELD, FL 34491-4179 |
| Name | Verified Name |
|---|---|
| Address | 1023 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8907 |
| Document Number | 2024141516 |
|---|---|
| Date | Nov 7, 2024 |
| Instrument | 2024141516 |
| Name | MORTGAGE LENDERS INVESTMENT TRADING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink, Spectrum.
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