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1020 Chisholm Estates Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1020 Chisholm Estates Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,069 sqft · built 2007
Lot Size0.248 acres (10,802 sqft)
Owner2 Individual Names on Record
Last Sale$320,400 (Jul 2007)
Tax Bill$3,717 (2025)
Deeds & MortgagesAug 2018 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN30-25-31-2858-0001-0570

Property Details

APN / Parcel Number

Primary APN30-25-31-2858-0001-0570
Alternative APNs
  • 253130285800010570
  • 138043

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,069 sqft Living Area
Gross Area3,918 sqft
1st Floor Area3,069 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,802 sqft (0.248 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area429 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1020 CHISHOLM ESTATES DR
CitySAINT CLOUD
StateFL
Zip34771-8910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionCHISHOLM ESTATES PB 18 PG 16-17 LOT 57
Legal Range31E
Legal Township25S
Legal Section30
Legal SubdivisionCHISHOLM ESTATES
Legal Tract2858
Legal Block570
Legal Lot Number57
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1020 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
RPM LENDING INC
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2007 · Amount on Record
Deed SaleJul 25, 2007 · Amount on Record
Deed Document Number2007138084
Deed Book / Page3529 / 758
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1020 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8910
Transaction TypeMortgage
Record UpdatedFeb 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053830900
DateAug 10, 2018
Book Page5383/0900
Instrument2018122621
Lender
NameRPM LENDING INC
TypeLending Institution
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2033

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1020 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8910
Transaction TypeMortgage
Record UpdatedFeb 8, 2022
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8910

Mortgage

Document Number0058262203
DateNov 4, 2020
Book Page5826/2203
Instrument2020150424
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 1, 2030

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,717.00 (+5.63%) Homeowner's exemption$221,334 (+5.99%)$399,600 (+1.73%) Land $65,000 Building $334,600
2024$3,519.00 (+2.24%)
2023$3,442.00 (+7.09%) Homeowner's exemption$208,833 (+3%)$392,800 (+39.54%) Land $65,000 Building $327,800
2022$3,214.00 Homeowner's exemption$202,751$281,500 Land $55,000 Building $226,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

May also be available: CenturyLink, Spectrum.

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