Osceola County property record for 1013 Chisholm Estates Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,069 sqft · built 2006 |
| Lot Size | 0.405 acres (17,642 sqft) |
| Owner | Owner Name on File |
| Last Sale | $187,900 (Aug 2009) |
| Tax Bill | $3,732 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 137993 |
| Primary APN | 137993 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,069 sqft Heated Area |
| Gross Area | 3,918 sqft Gross Area |
| 1st Floor Area | 3,069 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,642 sqft (0.405 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished |
| Garage Area | 420 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 429 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 137993 |
|---|---|
| Street Address | 1013 CHISHOLM ESTATES DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHISHOLM ESTATES PB 18 PG 16-17 LOT 7 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 30 |
| Legal Subdivision | CHISHOLM ESTATES |
| Legal Tract | 2858 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 43600 |
Source: Osceola County records · APN 137993
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1013 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8907 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Jun 07, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2009 · Amount on Record |
| Deed Sale | Aug 11, 2009 · Amount on Record |
| Prior Sale | Mar 19, 2009 |
| Deed Document Number | 2009127232 |
| Deed Book / Page | 3874 / 0488 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1013 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8907 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0068720506 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 6872/506 |
| Instrument | 2025133773 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1013 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055371108 |
|---|---|
| Date | Jun 07, 2019 |
| Book Page | 5537/1108 |
| Instrument | 2019073701 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 07, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,732.00 (+7.95%) Homeowner's exemption | $222,463 (+5.99%) | $398,100 (+1.58%) Land $65,000 Building $333,100 |
| 2023 | $3,457.00 (+7.09%) Homeowner's exemption | $209,898 (+3%) | $391,900 (+39.42%) Land $65,000 Building $326,900 |
| 2022 | $3,228.00 Homeowner's exemption | $203,785 | $281,100 Land $55,000 Building $226,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 282 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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