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1018 Chisholm Estates Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1018 Chisholm Estates Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,253 sqft · built 2006
Lot Size0.246 acres (10,759 sqft)
Owner2 Individual Names on File
Tax Bill$4,601 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN138044

Property Details

APN / Parcel Number

Primary APN138044
Alternative APN
  • 302531285800010580

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,253 sqft Heated Area
Gross Area3,128 sqft
1st Floor Area2,253 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,759 sqft (0.246 acres)
Garage TypeFinished
Garage Area627 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area248 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number138044
Street Address1018 CHISHOLM ESTATES DR
CitySAINT CLOUD
StateFL
Zip34771-8910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHISHOLM ESTATES PB 18 PG 16-17 LOT 58
Legal Range31E
Legal Township25S
Legal Section30
Legal SubdivisionCHISHOLM ESTATES
Legal Tract2858
Legal Block1
Legal Lot Number58
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

Source: Osceola County records · APN 138044

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address1018 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Dec 07, 2020Warranty Deed, Transfer · Conventional Mortgage
HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2023
Deed SaleSep 07, 2023
Prior SaleDec 20, 2016 · Amount on Record
Deed Document Number2020165706
Deed Book / Page5846 / 1
Prior Transfer DateDec 07, 2020
Prior Transfer Doc2020165706
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1018 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8910
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1018 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8910

Mortgage

Document Number0063450059
DateJan 17, 2023
Book Page6345/59
Instrument2023005949
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 30, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 07, 2020
Property Address1018 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8910
Document Number0058460001
Book / Page5846 / 1
Map ReferenceMB 18 PG 16
Instrument DateDec 04, 2020
Instrument2020165706
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,156.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3135 CONRAD CT, 3135, KISSIMMEE, FL 34744-9245

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1018 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8910

Mortgage

Document Number0000058463
DateDec 07, 2020
Instrument5846/3
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,601.00 (+7.42%) Homeowner's exemption$285,151 (+5.99%)$389,900 (+1.62%) Land $65,000 Building $324,900
2023$4,283.00 (+6.25%) Homeowner's exemption$269,044 (+3%)$383,700 (+39.32%) Land $65,000 Building $318,700
2022$4,031.00 Homeowner's exemption$261,208$275,400 Land $55,000 Building $220,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire LikelihoodAbout 1 in 313 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35

May also be available at this address: Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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