10219 N Cochran Rd, Spokane, WA 99208 Property Records

Spokane County property record for 10219 N Cochran Rd, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,990 sqft · built 2011
Lot Size	0.27 acres (11,760 sqft)
Owner	Individual Name on Record
Last Sale	$219,180 (Aug 2011)
Tax Bill	$5,104 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26133.1719`

Property Details

APN / Parcel Number

Primary APN	`26133.1719`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,740 sqft
1st Floor Area	1,738 sqft
2nd Floor Area	252 sqft
Attic	Attic
Attic Area	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,760 sqft (0.27 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Patio Area	224 sqft
Canopy	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10219 N COCHRAN RD
City	SPOKANE
State	WA
Zip	99208-4485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	JESSES BLUFF 2ND ADD (AFN 5335959) LT 19 BLK 2
Legal Range	42E
Legal Township	26N
Legal Section	13
Legal Subdivision	JESSES BLUFF 2ND ADD
Legal Block	2
Legal Lot Number	19
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2020
Census Tract	10702

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10219 N COCHRAN RD, SPOKANE, WA 99208-4485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2011 · Amount on Record
Deed Sale	Aug 12, 2011 · Amount on Record
Prior Sale	Oct 7, 2010 · Amount on Record
Deed Document Number	20116020596
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10219 N COCHRAN RD, SPOKANE, WA 99208-4485
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007249267
Date	Oct 26, 2022
Instrument	7249267

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10219 N COCHRAN RD, SPOKANE, WA 99208-4485
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007066871
Date	Apr 27, 2021
Instrument	7066871

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10219 N COCHRAN RD, SPOKANE, WA 99208-4485
Document Number	0006747835
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10219 N COCHRAN RD SPOKANE WA 992084485, SPOKANE, WA 99208-4485

Mortgage

Document Number	0006747835
Date	Sep 28, 2018
Instrument	6747835

Lender

Name	HERITAGE HM LOANS
Type	Funding / Finance Company
Address	SPOKANE, WA 99212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 27, 2038

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,104.00 (-1.56%)	$523,400 (+9.04%) Land $140,000 Building $383,400	$523,400 (+9.04%) Land $140,000 Building $383,400
2025	$5,185.00 (+16.13%)
2024		$480,000 (+33.37%) Land $110,000 Building $370,000	$480,000 (+33.37%) Land $110,000 Building $370,000
2023	$4,465.00 (+8.16%)	$359,900 Land $64,000 Building $295,900	$359,900 Land $64,000 Building $295,900
2022	$4,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 61% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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