10212 N Cochran Rd, Spokane, WA 99208 Property Records

Spokane County property record for 10212 N Cochran Rd, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 2006
Lot Size	0.259 acres (11,261 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,280 (Apr 2010)
Tax Bill	$5,373 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26133.1813`

Property Details

APN / Parcel Number

Primary APN	`26133.1813`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	4,472 sqft
1st Floor Area	1,794 sqft
Basement Area	1,794 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,261 sqft (0.259 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Deck Area	200 sqft
Patio Area	50 sqft
Canopy	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10212 N COCHRAN RD
City	SPOKANE
State	WA
Zip	99208-4485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	JESSES BLUFF 2ND ADD (AFN 5335959) LT 13 BLK 3
Legal Range	42E
Legal Township	26N
Legal Section	13
Legal Subdivision	JESSES BLUFF 2ND ADD
Legal Block	3
Legal Lot Number	13
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2021
Census Tract	10702

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10212 N COCHRAN RD, SPOKANE, WA 99208-4485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2010 · Amount on Record
Deed Sale	Apr 22, 2010 · Amount on Record
Prior Sale	Apr 7, 2006 · Amount on Record
Deed Document Number	20105893866
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10212 N COCHRAN RD, SPOKANE, WA 99208-4485
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10212 N COCHRAN RD, SPOKANE, WA 99208-4485

Mortgage

Document Number	0007462532
Date	Jan 5, 2026
Instrument	7462532

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10212 N COCHRAN RD, SPOKANE, WA 99208-4485
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007171777
Date	Jan 14, 2022
Instrument	7171777

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10212 N COCHRAN RD, SPOKANE, WA 99208-4485
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006975367
Date	Sep 30, 2020
Instrument	6975367

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,373.00 (+2.13%)	$578,600 (+8.88%) Land $140,000 Building $438,600	$578,600 (+8.88%) Land $140,000 Building $438,600
2025	$5,261.00 (+6.58%)
2024		$531,400 (+33.75%) Land $110,000 Building $421,400	$531,400 (+33.75%) Land $110,000 Building $421,400
2023	$4,936.00 (+8.48%)	$397,300 Land $64,000 Building $333,300	$397,300 Land $64,000 Building $333,300
2022	$4,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 61% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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