10207 N Cochran Rd, Spokane, WA 99208 Property Records

Spokane County property record for 10207 N Cochran Rd, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,024 sqft · built 2007
Lot Size	0.3 acres (13,063 sqft)
Owner	2 Individual Names on File
Last Sale	$339,500 (Aug 2007)
Tax Bill	$6,983 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26133.1722`

Property Details

APN / Parcel Number

Primary APN	`26133.1722`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,024 sqft Living Area
Gross Area	4,792 sqft
1st Floor Area	2,038 sqft
Basement Area	1,986 sqft
Finished Basement	1,986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,063 sqft (0.3 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	216 sqft
Patio Area	128 sqft
Canopy	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10207 N COCHRAN RD
City	SPOKANE
State	WA
Zip	99208-4485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	JESSES BLUFF 2ND ADD (AFN 5335959) LT 22 BLK 2
Legal Range	42E
Legal Township	26N
Legal Section	13
Legal Subdivision	JESSES BLUFF 2ND ADD
Legal Block	2
Legal Lot Number	22
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2020
Census Tract	10702

Owner

10207 N Cochran Rd is owned and occupied by two individuals who acquired it in May 2017.

Source: Spokane County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10207 N COCHRAN RD, SPOKANE, WA 99208-4485
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
May 18, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jun 12, 2017	Deed of Trust, Mortgage PRO HEATING & AIR CONDITIONING
May 24, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2007 · Amount on File
Deed Sale	Aug 30, 2007 · Amount on File
Prior Sale	May 12, 2006 · Amount on File
Deed Document Number	20075581901
Last Transfer Date	May 10, 2017
Transfer Doc	0006605908
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10207 N COCHRAN RD, SPOKANE, WA 99208-4485
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	VIST TITLE, VISTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10207 N COCHRAN RD, SPOKANE, WA 99208-4485

Mortgage

Document Number	0007235579
Date	Aug 29, 2022
Instrument	7235579

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10207 N COCHRAN RD, SPOKANE, WA 99208-4485
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007284994
Date	May 18, 2023
Instrument	7284994

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10207 N COCHRAN RD, SPOKANE, WA 99208-4485
Document Number	0006611657
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	INLAND PROF TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10207 N COCHRAN RD SPOKANE WA 992084485, SPOKANE, WA 99208-4485

Mortgage

Document Number	0006611657
Date	Jun 13, 2017
Instrument	6611657

Lender

Name	PRO HEATING & AIR CONDITIONING
Address	2111 E HALF MOON LAKE LN, COLBERT, WA 99005-9154

Agreement

Amount	Amount on Record

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	May 24, 2017
Property Address	10207 N COCHRAN RD, SPOKANE, WA 99208-4485
Document Number	0006605908
Map Reference	VOL32 PG24-26
Instrument Date	May 10, 2017
Instrument	6605908
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10207 N COCHRAN RD, SPOKANE, WA 99208-4485

Mortgage

Document Number	0006605909
Date	May 24, 2017
Instrument	6605909

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 10207 N Cochran Rd was $6,983, down 1.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,983.00 (-1.17%)	$685,200 Land $140,000 Building $545,200	$685,200 Land $140,000 Building $545,200
2025	$7,066.00
2024		$740,900 (+33.78%) Land $110,000 Building $630,900	$740,900 (+33.78%) Land $110,000 Building $630,900
2023	$6,855.00 (+8.52%)	$553,800 Land $64,000 Building $489,800	$553,800 Land $64,000 Building $489,800
2022	$6,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10207 N Cochran Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10207 N Cochran Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 61% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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