10218 N Cochran Rd, Spokane, WA 99208 Property Records

Spokane County property record for 10218 N Cochran Rd, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,177 sqft · built 2006
Lot Size	0.258 acres (11,256 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Sep 2023)
Tax Bill	$7,217 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26133.1815`

Property Details

APN / Parcel Number

Primary APN	`26133.1815`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,177 sqft Living Area
Gross Area	5,186 sqft
1st Floor Area	2,277 sqft
Basement Area	2,229 sqft
Finished Basement	1,900 sqft
Unfinished Basement	329 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,256 sqft (0.258 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Deck Area	256 sqft
Patio Area	128 sqft
Canopy	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10218 N COCHRAN RD
City	SPOKANE
State	WA
Zip	99208-4485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	JESSES BLUFF 2ND ADD (AFN 5335959) LT 15 BLK 3
Legal Range	42E
Legal Township	26N
Legal Section	13
Legal Subdivision	JESSES BLUFF 2ND ADD
Legal Block	3
Legal Lot Number	15
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2021
Census Tract	10702

Owner

10218 N Cochran Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10218 N COCHRAN RD, SPOKANE, WA 99208-4485
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU
Sep 22, 2023	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on File
Deed Sale	Sep 22, 2023 · Amount on File
Prior Sale	Sep 14, 2015 · Amount on File
Deed Document Number	20237309616
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10218 N COCHRAN RD, SPOKANE, WA 99208-4485
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10218 N COCHRAN RD, SPOKANE, WA 99208-4485

Mortgage

Document Number	0007472643
Date	Feb 27, 2026
Instrument	7472643

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 22, 2023
Property Address	10218 N COCHRAN RD, SPOKANE, WA 99208-4485
Document Number	0007309616
Map Reference	VOL 32 PG 24-26
Instrument Date	Sep 12, 2023
Instrument	7309616
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,431.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10218 N COCHRAN RD, SPOKANE, WA 99208-4485

Mortgage

Document Number	0007309617
Date	Sep 22, 2023
Instrument	7309617

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	286 Months
Due	Jul 8, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10218 N Cochran Rd was $7,217, up 1.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,217.00 (+1.6%)	$708,200 Land $140,000 Building $568,200	$708,200 Land $140,000 Building $568,200
2025	$7,103.00
2024		$582,000 (+32.39%) Land $110,000 Building $472,000	$582,000 (+32.39%) Land $110,000 Building $472,000
2023	$5,399.00 (+7.38%)	$439,600 Land $64,000 Building $375,600	$439,600 Land $64,000 Building $375,600
2022	$5,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10218 N Cochran Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10218 N Cochran Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 61% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on N Cochran Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures