Polk County property record for 1020 Ruby St, Lakeland, FL 33815 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,462 sqft Living Area |
| Lot Size | 8,102 sqft (0.186 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2019) |
| Tax Bill | $1,694.00 (2025) |
| Primary APN | 23-28-24-114000-002051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,462 sqft Living Area |
| 1st Floor | 1,462 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 8,102 sqft (0.186 acres) |
| Depth X Width | 135 ft x 60 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 220 sqft Garage |
| Carport | Carport |
| Carport Area | 220 sqft Carport |
| Shed | 1 Shed |
| Porch Area | 210 sqft Porch |
| Street Address | 1020 RUBY ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33815-4458 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE HUNTER TERRACE HEIGHTS PB 6 PG 38 BLK B LOT 5 W 41 FT & LOT 6 E 19 FT |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 24 |
| Legal Subdivision | LAKE HUNTER TERRACE HEIGHTS |
| Legal Tract | 114000 |
| Legal Block | B |
| Legal Lot Number | 5,6 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 10800 |
Source: Polk County records · APN 23-28-24-114000-002051
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 RUBY ST, LAKELAND, FL 33815-4458 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| May 08, 2019 | Warranty Deed, Transfer REGIONS MTG |
| Mar 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ANTHONY S FRIDOVICH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2019 · Amount on Record |
| Deed Sale | May 08, 2019 · Amount on Record |
| Prior Sale | Mar 18, 2015 · Amount on Record |
| Deed Doc Number | 201994473 |
| Deed Book / Page | 10835 / 850 |
| Prior Transfer Date | Apr 11, 2012 |
| Prior Transfer Doc | 0000068728 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1020 RUBY ST, LAKELAND, FL 33815-4458 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1020 RUBY ST, LAKELAND, FL 33815-4458 |
| Document Number | 0000235013 |
|---|---|
| Date | Sep 09, 2021 |
| Book Page | 11884/611 |
| Instrument | 2021235013 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 08, 2019 |
| Property Address | 1020 RUBY ST, LAKELAND, FL 33815-4458 |
| Document Number | 0108350850 |
| Book / Page | 010835 / 000850 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 94473 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | HOME SOLUTION TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4280 SUMMER LANDING DR #104, 104 |
| Document Number | 108350852 |
|---|---|
| Date | May 08, 2019 |
| Book Page | 010835/000852 |
| Instrument | 94474 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 07, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1020 RUBY ST, LAKELAND, FL 33815-4458 |
| Document Number | 0107780411 |
| Instrument Date | Mar 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1020 RUBY ST LAKELAND FL 338154458, LAKELAND, FL 33815-4458 |
| Document Number | 0107780411 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 010778/000411 |
| Instrument | 51652 |
| Name | ANTHONY S FRIDOVICH |
|---|---|
| Address | 2600 S FLORIDA AVE, LAKELAND, FL 33803-3809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,694.00 (+7.15%) Homeowner's exemption | $137,090 (+5.99%) | $213,301 (-4.53%) Land $34,830 Building $178,471 |
| 2023 | $1,581.00 (+3.6%) Homeowner's exemption | $129,346 (+3%) | $223,427 (+18.74%) Land $34,020 Building $189,407 |
| 2022 | $1,526.00 Homeowner's exemption | $125,579 | $188,166 Land $13,365 Building $174,801 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lake Hunter Terrace Historic District listed 2002 · 163 contributing resources · NRIS 02001536 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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