Polk County property record for 1019 Ruby St, Lakeland, FL 33815 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,374 sqft Living Area |
| Lot Size | 8,194 sqft (0.188 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2021) |
| Tax Bill | $3,111.00 (2025) |
| Primary APN | 23-28-24-114000-001050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,374 sqft Living Area |
| 1st Floor | 1,374 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wood Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Shingles Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 8,194 sqft (0.188 acres) |
| Depth X Width | 143 ft x 57 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 228 sqft Garage |
| Carport | Carport |
| Carport Area | 228 sqft Carport |
| Porch Area | 98 sqft Porch |
| Cooling System | None Cooling |
|---|
| Street Address | 1019 RUBY ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33815-4457 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE HUNTER TERRACE HEIGHTS PB 6 PG 38 BLK A LOT 5 & E 7.5 FT OF LOT 6 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 24 |
| Legal Subdivision | LAKE HUNTER TERRACE HEIGHTS |
| Legal Tract | 114000 |
| Legal Block | A |
| Legal Lot Number | 5,6 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 1 |
| Census Block | 1044 |
| Census Tract | 10800 |
Source: Polk County records · APN 23-28-24-114000-001050
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1019 RUBY ST, LAKELAND, FL 33815-4457 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Sep 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LANDMARK MORTGAGE & ASSOCIATES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2021 · Amount on Record |
| Deed Sale | Sep 02, 2021 · Amount on Record |
| Prior Sale | Nov 05, 2019 · Amount on Record |
| Deed Doc Number | 2021229601 |
| Deed Book / Page | 11875 / 920 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 02, 2021 |
| Property Address | 1019 RUBY ST, LAKELAND, FL 33815-4457 |
| Document Number | 0000229601 |
| Book / Page | 11875 / 920 |
| Map Reference | MB 6 PG 38 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021229601 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3954 DERBY DR, 3954, LAKELAND, FL 33809-4013 |
| Name | Verified Name |
|---|---|
| Address | 1019 RUBY ST, LAKELAND, FL 33815-4457 |
| Document Number | 0011875922 |
|---|---|
| Date | Sep 02, 2021 |
| Instrument | 11875/922 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 05, 2019 |
| Property Address | 1019 RUBY ST, LAKELAND, FL 33815-4457 |
| Document Number | 0110310280 |
| Book / Page | 011031 / 000280 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 234978 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $661.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1019 RUBY ST LAKELAND FL 338154457, LAKELAND, FL 33815-4457 |
| Document Number | 110310282 |
|---|---|
| Date | Nov 05, 2019 |
| Book Page | 011031/000282 |
| Instrument | 234979 |
| Name | LANDMARK MORTGAGE & ASSOCIATES INC |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33801 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 04, 2049 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,111.00 (-6.8%) Homeowner's exemption | $215,675 (-4.45%) Land $35,230 Building $180,445 | $215,675 (-4.45%) Land $35,230 Building $180,445 |
| 2023 | $3,338.00 (-4.44%) Homeowner's exemption | $225,710 (+18.69%) Land $34,411 Building $191,299 | $225,710 (+18.69%) Land $34,411 Building $191,299 |
| 2022 | $3,493.00 | $190,170 Land $13,518 Building $176,652 | $190,170 Land $13,518 Building $176,652 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lake Hunter Terrace Historic District listed 2002 · 163 contributing resources · NRIS 02001536 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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