1015 Ruby St, Lakeland, FL 33815 Property Records

Polk County property record for 1015 Ruby St, Lakeland, FL 33815 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1965
Square Footage	1,274 sqft Living Area
Lot Size	9,078 sqft (0.208 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2021)
Tax Bill	$2,008.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`23-28-24-114000-001031`
Alternative APNs	`242823114000001031` `42823000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,274 sqft Living Area
1st Floor	1,274 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	9,078 sqft (0.208 acres)
Depth X Width	255 ft x 67 ft Depth x Width
Garage Type	Carport Garage
Garage Area	312 sqft Garage
Carport	Carport
Carport Area	312 sqft Carport
Shed	1 Shed
Porch Area	36 sqft Porch
Utility Building	80 sqft Utility Building

Location & Zoning

Street Address	1015 RUBY ST
City	LAKELAND
State	FL
Zip	33815-4457
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE HUNTER TERRACE HEIGHTS PB 6 PG 38 BLK A LOT 3 S 112 FT OF W 17.48 FT THEREOF & ALL OF LOT 4
Legal Range	23E
Legal Township	28S
Legal Section	24
Legal Subdivision	LAKE HUNTER TERRACE HEIGHTS
Legal Tract	114000
Legal Block	A
Legal Lot Number	3
Jurisdiction	POLK FL
Minor Civil Division	LAKELAND
Census Blockgroup	1
Census Block	1044
Census Tract	10800

Owner

Source: Polk County records · APN 23-28-24-114000-001031

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1015 RUBY ST, LAKELAND, FL 33815-4457
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Dec 11, 2013 · Amount on Record
Deed Doc Number	2021197740
Deed Book / Page	11825 / 2049
Record Refreshed	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 29, 2021
Property Address	1015 RUBY ST, LAKELAND, FL 33815-4457
Document Number	0000197740
Book / Page	11825 / 2049
Map Reference	MB 6 PG 38
Instrument Date	Jul 22, 2021
Instrument	2021197740
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	OMNIA TITLE CORPORATION, OMNIA TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PILGRIMS PATH WAY, 5001, TAMPA, FL 33611-3873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 RUBY ST, LAKELAND, FL 33815-4457

Mortgage

Document Number	0118252051
Date	Jul 29, 2021
Instrument	11825/2051

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,008.00 (+6.81%) Homeowner's exemption	$154,492 (+5.99%)	$184,818 (-4.2%) Land $39,040 Building $145,778
2023	$1,880.00 (+3.35%) Homeowner's exemption	$145,765 (+3%)	$192,922 (+36.32%) Land $38,132 Building $154,790
2022	$1,819.00 Homeowner's exemption	$141,519 Land $14,980 Building $126,539	$141,519 Land $14,980 Building $126,539

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Lake Hunter Terrace Historic District listed 2002 · 163 contributing resources · NRIS 02001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.