102 Townsend St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 102 Townsend St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,467 sqft · built 1907
Lot Size	7.72 acres (336,571 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Dec 2017)
Tax Bill	$5,059 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0033 B:0044 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0033 B:0044 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,467 sqft Living Area
Gross Area	2,828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	336,571 sqft (7.72 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	102 TOWNSEND ST
City	PEPPERELL
State	MA
Zip	01463-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	44
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1020
Census Tract	327103

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 TOWNSEND ST, PEPPERELL, MA 01463-1283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WORKERS CU
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU
Dec 20, 2017	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Deed Book / Page	70415 / 495
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	102 TOWNSEND ST, PEPPERELL, MA 01463-1283
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081100-292
Date	Dec 23, 2022
Book Page	81100/292
Instrument	186662

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	109 Months
Due	Jan 1, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	102 TOWNSEND ST, PEPPERELL, MA 01463-1283
Document Number	73234-383
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 TOWNSEND ST PEPPERELL MA 014631283, PEPPERELL, MA 01463-1283

Mortgage

Document Number	73234-383
Date	Sep 5, 2019
Book Page	073234/000383
Instrument	134198

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 4, 2039

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Dec 20, 2017
Property Address	102 TOWNSEND ST, PEPPERELL, MA 01463-1283
Document Number	70415-495
Book / Page	70415 / 495
Instrument	206537
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33.59
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 TOWNSEND ST, PEPPERELL, MA 01463-1283

Mortgage

Document Number	704150498
Date	Dec 20, 2017
Instrument	70415/0498

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 20, 2048

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,059.00 (-0.18%)	$367,100 (+5.98%) Land $218,200 Building $148,900	$324,710 (-)
2025	$5,068.00 (+7.08%)	$346,400 (+5.03%) Land $201,600 Building $144,800	$324,710 (-5.4%)
2024	$4,733.00 (+3.12%)	$329,800 (+8.77%) Land $185,000 Building $144,800	$343,235
2023	$4,590.00	$303,200 Land $158,400 Building $144,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1985–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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