102A Townsend St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 102A Townsend St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,418 sqft · built 1910
Lot Size	0.828 acres (36,063 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Aug 2017)
Tax Bill	$6,034 (2026)
Deeds & Mortgages	Nov 2020 Refinance Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0033 B:0045 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0033 B:0045 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,418 sqft Living Area
Gross Area	3,318 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	36,063 sqft (0.828 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	102A TOWNSEND ST
City	PEPPERELL
State	MA
Zip	01463-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	45
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1020
Census Tract	327103

Owner

102A Townsend St is owned by an individual who bought it in August 2017.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	102 TOWNSEND ST, A, PEPPERELL, MA 01463-1283
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Aug 31, 2017	Quit Claim Deed, Transfer MERIDIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on File
Deed Sale	Aug 31, 2017 · Amount on File
Prior Sale	Mar 31, 1995 · Amount on File
Deed Book / Page	69863 / 582
Transfer Doc	069863-582
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	102A TOWNSEND ST, PEPPERELL, MA 01463-1283
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076187-459
Date	Nov 17, 2020
Book Page	76187/459
Instrument	215364

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Aug 31, 2017
Property Address	102A TOWNSEND ST, PEPPERELL, MA 01463-1283
Document Number	069863-582
Book / Page	69863 / 582
Instrument	140724
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.81
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102A TOWNSEND ST, PEPPERELL, MA 01463-1283
Investor	Possibly a Property Investor

Mortgage

Document Number	0698630585
Date	Aug 31, 2017
Instrument	69863/0585

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 102A Townsend St was $6,034, up 0.2% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,034.00 (+0.23%)	$437,900 (+6.42%) Land $168,200 Building $269,700	$437,475 (-)
2025	$6,020.00 (+5.8%)	$411,500 (+3.78%) Land $155,500 Building $256,000	$437,475 (+1.12%)
2024	$5,690.00 (+4.42%)	$396,500 (+10.17%) Land $142,800 Building $253,700	$432,630
2023	$5,449.00	$359,900 Land $120,600 Building $239,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102A Townsend St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1985–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102A Townsend St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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