99 Townsend St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 99 Townsend St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,246 sqft · built 1989
Lot Size	3.74 acres (163,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Jan 2025)
Tax Bill	$8,327 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0033 B:0087 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0033 B:0087 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,246 sqft Living Area
Gross Area	4,212 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	163,202 sqft (3.74 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	99 TOWNSEND ST
City	PEPPERELL
State	MA
Zip	01463-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	87
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3007
Census Tract	327103

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 TOWNSEND ST, PEPPERELL, MA 01463-1203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Line of Credit MAIN STREET BANK (MA)
Jul 13, 2020	Deed of Trust, Mortgage · Balloon Mortgage MAIN STREET BANK (MA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2025 · Amount on Record
Deed Sale	Jan 14, 2025 · Amount on Record
Deed Document Number	20254455
Deed Book / Page	83678 / 97
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	99 TOWNSEND ST, PEPPERELL, MA 01463-1203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73934-411
Date	Jan 2, 2020
Book Page	73934/411
Instrument	227

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Feb 1, 2039

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	99 TOWNSEND ST, PEPPERELL, MA 01463-1203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75092-474
Date	Jul 13, 2020
Book Page	75092/474
Instrument	111497

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,327.00 (+7.29%)	$604,300 (+13.91%) Land $191,200 Building $413,100	$585,865 (-)
2025	$7,761.00 (+5.03%)	$530,500 (+3.03%) Land $179,400 Building $351,100	$585,865 (+2.29%)
2024	$7,389.00 (+9.21%)	$514,900 (+15.22%) Land $163,800 Building $351,100	$572,755
2023	$6,766.00	$446,900 Land $148,600 Building $298,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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