Middlesex County and Pepperell Town property record for 98 Townsend St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,548 sqft · built 1985 |
| Lot Size | 0.945 acres (41,164 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $328,000 (Jul 2004) |
| Tax Bill | $7,662 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0033 B:0076 L:00000 |
| Primary APN | PEPP M:0033 B:0076 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Living Area |
| Gross Area | 3,576 sqft |
| Basement Area | 1,612 sqft |
| Unfinished Basement | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,164 sqft (0.945 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 98 TOWNSEND ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TNR |
| Legal Block | 76 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 327103 |
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 98 TOWNSEND ST, PEPPERELL, MA 01463-1283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2004 · Amount on Record |
| Deed Sale | Jul 7, 2004 · Amount on Record |
| Prior Sale | May 26, 1993 · Amount on Record |
| Deed Document Number | 2004176812 |
| Deed Book / Page | 43240 / 8 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Sep 1, 2026 |
| Property Address | 98 TOWNSEND ST, PEPPERELL, MA 01463-1283 |
| Document Number | 0000111020 |
| Book / Page | 86087 / 401 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 2026111020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 98 TOWNSEND ST, PEPPERELL, MA 01463-1283 |
| Document Number | 0000111020, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 86087/401 |
| Instrument | 2026111020 |
| Name | DIGITAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,662.00 (-1.31%) | $556,000 (+4.77%) Land $181,100 Building $374,900 | $645,050 (-) |
| 2025 | $7,764.00 (+4.65%) | $530,700 (+2.65%) Land $167,500 Building $363,200 | $645,050 (+4.75%) |
| 2024 | $7,419.00 (+1.69%) | $517,000 (+7.28%) Land $153,800 Building $363,200 | $615,790 |
| 2023 | $7,296.00 | $481,900 Land $129,900 Building $352,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1985–2010) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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