18 Richards St, Geneva, IL 60134 Property Records

Kane County property record for 18 Richards St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,990 sqft · built 1897
Lot Size0.152 acres (6,600 sqft)
OwnerCompany Name on Record
Last Sale$280,000 (Dec 2020)
Tax Bill$9,192 (2025)
Deeds & MortgagesJul 2026 Sale
Mar 2026 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN12-03-329-007

Property Details

APN / Parcel Number

Primary APN12-03-329-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,990 sqft Living Area
Gross Area2,985 sqft
Basement Area995 sqft

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1897
Lot Area6,600 sqft (0.152 acres)

Location & Zoning

Street Address18 RICHARDS ST
CityGENEVA
StateIL
Zip60134-2153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILCOXS ADD. LOT 4 BLOCK 2
Legal SubdivisionWILCOXS
Legal Block1
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1040
Census Tract852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address902 S RANDALL RD, C244, SAINT CHARLES, IL 60174-1781
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 18, 2026Quit Claim Deed, Transfer · Conventional Mortgage
FORUM MORTGAGE
Apr 16, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 22, 2020Warranty Deed, Transfer · Conventional Mortgage
BJV FINANCIAL SERVICES INC
Jun 14, 2019Loan Modification, Mortgage
HUNTINGTON NAT'L BK
Aug 30, 2017Loan Modification, Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Prior SaleMar 1, 2007 · Amount on Record
Deed Document Number202080290
Prior Transfer DateApr 6, 1995
Prior Transfer Doc0000020794
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 10, 2026
Property Address18 RICHARDS ST, GENEVA, IL 60134-2153
Document Number0000029141
Instrument DateJun 11, 2026
Instrument202629141
Transaction TypeTransfer
Record UpdatedJul 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMar 18, 2026
Property Address18 RICHARDS ST, GENEVA, IL 60134-2153
Document Number0000010905
Instrument DateMar 16, 2026
Instrument2026K010905
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address902 SOUTH AVE, ST CHARLES, IL 60174-3153

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 RICHARDS ST, GENEVA, IL 60134-2153

Mortgage

Document Number0000010906
DateMar 18, 2026
Instrument2026K010906
Lender
NameFORUM MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.99%

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateApr 16, 2021
Property Address18 RICHARDS ST, GENEVA, IL 60134-2153
Document Number0000029921
Instrument DateMar 3, 2021
Instrument2021K029921
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address33 N LA SALLE ST STE 2600, 2600, CHICAGO, IL 60602-3399

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 22, 2020
Property Address18 RICHARDS ST, GENEVA, IL 60134-2153
Document Number0000080290
Instrument DateDec 21, 2020
Instrument2020K080290
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 RESERVE CT, SOUTH ELGIN, IL 60177-3313

Mortgage

Document Number0000080291
DateDec 22, 2020
Instrument2020K080291
Lender
NameBJV FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Rate3.62%

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Recording DateJun 14, 2019
Property Address18 RICHARDS ST, GENEVA, IL 60134-2153
Instrument DateJun 10, 2019
Instrument24739
Transaction TypeMortgage
Record UpdatedJun 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressANDERSON BLVD GENEVA IL 60134, GENEVA, IL 60134

Mortgage

Document Number0000024739
DateJun 14, 2019
Instrument24739
Lender
NameHUNTINGTON NAT'L BK
TypeBank
Agreement
AmountAmount Recorded
Term60 Months
DueJun 13, 2024

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Recording DateAug 30, 2017
Property Address18 RICHARDS ST, GENEVA, IL 60134-2153
Instrument DateAug 28, 2017
Instrument45726
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address18 RICHARDS ST GENEVA IL 601342153, GENEVA, IL 60134-2153

Mortgage

Document Number0000045726
DateAug 30, 2017
Instrument45726
Lender
NameHUNTINGTON NAT'L BK
TypeBank
Agreement
AmountAmount Recorded
Term60 Months
DueAug 29, 2022

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,192.00 (+2.99%)$127,270 (+8.5%) Land $37,281 Building $89,989$381,963 (+8.5%) Land $111,888 Building $270,075
2024$8,925.00 (+7.88%)$117,299 (+18.38%) Land $34,360 Building $82,939$352,038 (+18.43%) Land $103,121 Building $248,917
2022$8,273.00 (+2.83%)$99,084 (+3.86%) Land $29,024 Building $70,060$297,252 (+3.86%) Land $87,072 Building $210,180
2021$8,045.00$95,401 Land $27,945 Building $67,456$286,203 Land $83,835 Building $202,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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