Chatham County property record for 102 E 45th St, Savannah, GA 31405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,088 sqft · built 1947 |
| Lot Size | 0.325 acres (14,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Aug 2018) |
| Tax Bill | $7,970 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0075-33-015 |
| Primary APN | 2-0075-33-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,088 sqft Living Area |
| 1st Floor Area | 3,107 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,174 sqft (0.325 acres) |
| Lot Dimensions | 105 ft deep x 135 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 102 E 45TH ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31405-2115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOTS 85, 86, 87, 88 AND WEST 10 FEET OF LOT 84 WATSON WARD |
| Legal Subdivision | ARDSLEY PARK |
| Legal Lot Number | 85-88 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2900 |
Source: Chatham County assessment roll, APN 2-0075-33-015, as of September 15, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 E 45TH ST, SAVANNAH, GA 31405-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage SMALL BUSINESS ASSISTANCE |
| Mar 26, 2020 | Deed of Trust, Mortgage SMALL BUSINESS ASSISTANCE |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SMALL BUSINESS ASSISTANCE |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SMALL BUSINESS ASSISTANCE |
| Aug 03, 2018 | Warranty Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2018 · Amount on Record |
| Deed Sale | Aug 03, 2018 · Amount on Record |
| Deed Document Number | 20187827 |
| Deed Book / Page | 1415 / 180 |
| Prior Transfer Date | Dec 30, 2014 |
| Prior Transfer Doc | 0437/363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 102 E 45TH ST, SAVANNAH, GA 31405-2115 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 102 E 45TH ST, SAVANNAH, GA 31405-2115 |
| Investor | Possibly a Property Investor |
| Document Number | 0020450447 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 0000002045/0000000447 |
| Name | SMALL BUSINESS ASSISTANCE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 102 E 45TH ST, SAVANNAH, GA 31405-2115 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 102 E 45TH ST, SAVANNAH, GA 31405-2115 |
| Investor | Possibly a Property Investor |
| Document Number | 0018850556 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 0000001885/0000000556 |
| Name | SMALL BUSINESS ASSISTANCE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jan 01, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 102 E 45TH ST, SAVANNAH, GA 31405-2115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 102 E 45TH ST, SAVANNAH, GA 31405-2115 |
| Document Number | 0000002045/0000000447 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 0000002045/0000000447 |
| Name | SMALL BUSINESS ASSISTANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 102 E 45TH ST, SAVANNAH, GA 31405-2115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 102 E 45TH ST, SAVANNAH, GA 31405-2115 |
| Document Number | 0000001885/0000000556 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 0000001885/0000000556 |
| Name | SMALL BUSINESS ASSISTANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 01, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Aug 03, 2018 |
| Property Address | 102 E 45TH ST, SAVANNAH, GA 31405-2115 |
| Document Number | 0014150180 |
| Book / Page | 1415 / 180 |
| Instrument Date | Aug 03, 2018 |
| Instrument | 2018-007827 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 E 45TH ST, SAVANNAH, GA 31405-2115 |
| Document Number | 1415/183 |
|---|---|
| Date | Aug 03, 2018 |
| Book Page | 1415/183 |
| Instrument | 31198780012 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
Source: Chatham County assessment roll as of September 15, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,970.00 (-0.65%) Homeowner's exemption | $347,880 (-) Land $129,600 Building $218,280 | $869,700 (-) Land $324,000 Building $545,700 |
| 2024 | $8,022.00 (-28.87%) | ||
| 2023 | $347,880 (+27.71%) Land $129,600 Building $218,280 | $869,700 (+27.71%) Land $324,000 Building $545,700 | |
| 2022 | $11,278.00 | $272,400 Land $40,000 Building $232,400 | $681,000 Land $100,000 Building $581,000 |
Source: FEMA National Flood Hazard Layer, Chatham County (13051C), as of October 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130510029001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 14 (1979–2024) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 544 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Delta Communications.
Source: EPA Safe Drinking Water Information System, water system GA0510003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAVANNAH-MAIN serves 168,958 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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