120 E 45th St, Savannah, GA 31405 Property Records

Chatham County property record for 120 E 45th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,760 sqft · built 1950
Lot Size	0.157 acres (6,826 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,587 (2025)
Deeds & Mortgages	Apr 2026 Sale Dec 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0075-33-013`

Property Details

APN / Parcel Number

Primary APN	`2-0075-33-013`
Alternative APN	`H198Y693`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,760 sqft Living Area
1st Floor Area	2,329 sqft
Utility Area	150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,826 sqft (0.157 acres)
Lot Dimensions	105 ft deep x 65 ft wide

Exterior Amenities

Pool Area	230 sqft
Porch	Slab
Porch Area	124 sqft
Deck Area	Deck Area
Patio Area	385 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	120 E 45TH ST
City	SAVANNAH
State	GA
Zip	31405-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 80, WEST 25 FEET OF LOT 79 AND EAST 10 FEET OF LOT 81 WATS
Legal Subdivision	ARDSLEY PARK
Legal Lot Number	80,79
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1012
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 E 45TH ST, SAVANNAH, GA 31405-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer
Dec 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Sep 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 5, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS
Oct 8, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 28, 2026
Transfer Doc	0039640712
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 28, 2026
Property Address	120 E 45TH ST, SAVANNAH, GA 31405-2115
Document Number	0039640712
Book / Page	3964 / 712
Instrument Date	Apr 28, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 45TH ST, SAVANNAH, GA 31405-2115

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	120 E 45TH ST, SAVANNAH, GA 31405-2115
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 45TH ST, SAVANNAH, GA 31405-2115

Mortgage

Document Number	0038560131
Date	Dec 15, 2025
Book Page	0000003856/0000000131

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	120 E 45TH ST, SAVANNAH, GA 31405-2115
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 45TH ST, SAVANNAH, GA 31405-2115

Mortgage

Document Number	0031890622
Date	Sep 11, 2023
Book Page	0000003189/0000000622

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	120 E 45TH ST, SAVANNAH, GA 31405-2115
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 45TH ST, SAVANNAH, GA 31405-2115

Mortgage

Document Number	0000002234/0000000720
Date	Feb 5, 2021
Book Page	0000002234/0000000720

Lender

Name	QUICKEN LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	120 E 45TH ST, SAVANNAH, GA 31405-2115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 45TH ST, SAVANNAH, GA 31405-2115

Mortgage

Document Number	0000001739/0000000135
Date	Oct 8, 2019
Book Page	0000001739/0000000135

Lender

Name	QUICKEN LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,360 (+1.11%) Land $64,000 Building $308,360	$930,900 (+1.11%) Land $160,000 Building $770,900
2025	$4,587.00 (-28.38%) Homeowner's exemption	$368,280 (+29.69%) Land $64,000 Building $304,280	$920,700 (+29.69%) Land $160,000 Building $760,700
2023		$283,960 (+12.18%) Land $64,800 Building $219,160	$709,900 (+12.18%) Land $162,000 Building $547,900
2022	$6,405.00	$253,120 Land $20,000 Building $233,120	$632,800 Land $50,000 Building $582,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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