Chatham County property record for 40 E 45th St, Savannah, GA 31405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,036 sqft · built 1937 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,100,000 (Oct 2022) |
| Tax Bill | $8,593 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0074-34-012 |
| Primary APN | 2-0074-34-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,036 sqft Living Area |
| 1st Floor Area | 1,615 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 481 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 40 E 45TH ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31405-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOTS 74 AND 75 LAWTON WARD |
| Legal Subdivision | ARDSLEY PARK |
| Legal Lot Number | 74 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2900 |
Source: Chatham County records · APN 2-0074-34-012
Assessment roll updated September 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 E 45TH ST, SAVANNAH, GA 31405-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 03, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE |
| Oct 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST GEORGIA INVESTMENTS |
| Oct 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage R GROUP |
| Oct 05, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on Record |
| Deed Sale | Oct 31, 2022 · Amount on Record |
| Prior Sale | Oct 05, 2020 · Amount on Record |
| Deed Document Number | 202212811 |
| Deed Book / Page | 2950 / 734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 40 E 45TH ST, SAVANNAH, GA 31405-2113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 40 E 45TH ST, SAVANNAH, GA 31405-2113 |
| Document Number | 0030600283 |
|---|---|
| Date | Apr 03, 2023 |
| Book Page | 0000003060/0000000283 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 40 E 45TH ST, SAVANNAH, GA 31405-2113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 40 E 45TH ST, SAVANNAH, GA 31405-2113 |
| Document Number | 0029500744 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 0000002950/0000000744 |
| Name | SOUTHEAST GEORGIA INVESTMENTS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 01, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Oct 27, 2022 |
| Property Address | 40 E 45TH ST, SAVANNAH, GA 31405-2113 |
| Document Number | 0029500734 |
| Book / Page | 2950 / 734 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022-012811 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 E 45TH ST, SAVANNAH, GA 31405-2113 |
| Document Number | 0029500736 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 0000002950/0000000736 |
| Name | R GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 01, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Oct 05, 2020 |
| Property Address | 40 E 45TH ST, SAVANNAH, GA 31405-2113 |
| Document Number | 0020900259 |
| Book / Page | 2090 / 259 |
| Instrument Date | Oct 05, 2020 |
| Instrument | 2020-010471 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 HARRISON AVE, SAN ANTONIO, TX 78209-5128 |
Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,593.00 (-29.22%) Homeowner's exemption | $452,760 (+39.36%) Land $64,000 Building $388,760 | $1,131,900 (+39.36%) Land $160,000 Building $971,900 |
| 2023 | $324,880 (+10.79%) Land $64,800 Building $260,080 | $812,200 (+10.79%) Land $162,000 Building $650,200 | |
| 2022 | $12,141.00 | $293,240 Land $20,000 Building $273,240 | $733,100 Land $50,000 Building $683,100 |
Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 14 (1979–2024) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Delta Communications, Seimitsu, Verizon.
Based on FCC filings for 698 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAVANNAH-MAIN serves 168,958 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures