101 E 45th St, Savannah, GA 31405 Property Records

Chatham County property record for 101 E 45th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,501 sqft · built 1920
Lot Size	0.362 acres (15,751 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Nov 2005)
Tax Bill	$13,110 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0087-05-015`

Property Details

APN / Parcel Number

Primary APN	`2-0087-05-015`
Alternative APN	`H297P142`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,501 sqft Living Area
1st Floor Area	2,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Slate
Lot Area	15,751 sqft (0.362 acres)
Lot Dimensions	105 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	867 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	101 E 45TH ST
City	SAVANNAH
State	GA
Zip	31405-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 89, 90, 91, 92 & 93 WATSON WARD
Legal Subdivision	ARDSLEY PARK
Legal Lot Number	89-93
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1013
Census Tract	2900

Owner

Source: Chatham County records · APN 2-0087-05-015

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 E 45TH ST, SAVANNAH, GA 31405-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 11, 2005 · Amount on Record
Deed Sale	Nov 11, 2005 · Amount on Record
Deed Book / Page	297P / 142
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	101 E 45TH ST, SAVANNAH, GA 31405-2114
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E 45TH ST, SAVANNAH, GA 31405-2114

Mortgage

Document Number	0019400590
Date	May 28, 2020
Book Page	0000001940/0000000590

Lender

Name	FIRST CHATHAM BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2030

Tax Assessment & Valuation

Source: Chatham County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$780,240 (+1.09%) Land $192,000 Building $588,240	$1,950,600 (+1.09%) Land $480,000 Building $1,470,600
2025	$13,110.00 (-27.53%) Homeowner's exemption	$771,800 (+25.03%) Land $192,000 Building $579,800	$1,929,500 (+25.03%) Land $480,000 Building $1,449,500
2023		$617,280 (+19.93%) Land $194,400 Building $422,880	$1,543,200 (+19.93%) Land $486,000 Building $1,057,200
2022	$18,090.00	$514,720 Land $60,000 Building $454,720	$1,286,800 Land $150,000 Building $1,136,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Delta Communications.

Based on FCC filings for 544 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAVANNAH-MAIN serves 168,958 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.