10197 Arrowhead Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 10197 Arrowhead Dr, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,160 sqft · built 1994
Lot Size	0.124 acres (5,419 sqft)
Owner	2 Trust Names on Record
Last Sale	$205,000 (Feb 2020)
Tax Bill	$2,359 (2025)
Deeds & Mortgages	Aug 2021 Transfer Feb 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`412328157007`

Property Details

APN / Parcel Number

Primary APN	`412328157007`
Alternative APNs	`00971846004702` `10004710401`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	1,879 sqft
1st Floor Area	1,160 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	5,419 sqft (0.124 acres)
Garage Type	Attached
Garage Area	477 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Porch Area	242 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00971846004702
Street Address	10197 ARROWHEAD DR
City	PUNTA GORDA
State	FL
Zip	33955-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-GS
Legal Description	SEMINOLE LAKES PH 1 BLK B LT 7 1340/886 3186/1872 3955/2097 4539/1759 4832/913
Legal Range	23E
Legal Township	41S
Legal Section	28
Legal Subdivision	SEMINOLE LAKES PH 1
Legal Tract	SML
Legal Block	B
Legal Lot Number	7
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2007
Census Tract	10505

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	10197 ARROWHEAD DR, PUNTA GORDA, FL 33955-4704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 14, 2020	Warranty Deed, Transfer ALL COAST TITLE AND ESCROW, ALL COAST TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Mar 26, 2015 · Amount on Record
Deed Document Number	20202786618
Deed Book / Page	4539 / 1759
Last Transfer Date	Aug 30, 2021
Transfer Doc	0048320913
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 31, 2021
Property Address	10197 ARROWHEAD DR, PUNTA GORDA, FL 33955-4704
Document Number	0048320913
Book / Page	4832 / 913
Map Reference	MB 17 PG 5A-5H
Instrument Date	Aug 30, 2021
Instrument	2991662
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10197 ARROWHEAD DR, PUNTA GORDA, FL 33955-4704

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 14, 2020
Property Address	10197 ARROWHEAD DR, PUNTA GORDA, FL 33955-4704
Document Number	0045391759
Book / Page	004539 / 001759
Instrument Date	Feb 14, 2020
Instrument	2786618
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ALL COAST TITLE AND ESCROW, ALL COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$1,435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 VILLAGE DR JOHNSTOWN OH 430319249, JOHNSTOWN, OH 43031-9249

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,359.00 (+2.65%) Homeowner's exemption	$182,982 (+5.99%)	$223,282 (+16.05%) Land $34,000 Building $189,282
2024	$2,298.00 (+2.09%)
2023	$2,251.00 (+3.3%) Homeowner's exemption	$172,646 (+3%)	$192,404 (+2.1%) Land $35,000 Building $157,404
2022	$2,179.00 Homeowner's exemption	$167,617	$188,444 Land $27,200 Building $161,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Ethx.

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