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10190 Arrowhead Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 10190 Arrowhead Dr, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,486 sqft · built 1993
Lot Size0.123 acres (5,334 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Mar 2003)
Tax Bill$1,640 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Flood ZoneZone X (moderate risk)
APN412328176006

Property Details

APN / Parcel Number

Primary APN412328176006
Alternative APNs
  • 00971846000608
  • 10004710428

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,486 sqft Living Area
Gross Area2,086 sqft
1st Floor Area1,486 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area5,334 sqft (0.123 acres)
Garage TypeAttached
Garage Area440 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Screened Porch
Porch Area160 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00971846000608
Street Address10190 ARROWHEAD DR
CityPUNTA GORDA
StateFL
Zip33955-4703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-GS
Legal DescriptionSEMINOLE LAKES PH 1 BLK A LT 6 1281/1028 1281/1005 2193/1339 2251/1073 3341/426
Legal Range23E
Legal Township41S
Legal Section28
Legal SubdivisionSEMINOLE LAKES PH 1
Legal TractSML
Legal BlockA
Legal Lot Number6
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2006
Census Tract10505

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10190 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2003 · Amount on Record
Deed SaleMar 24, 2003 · Amount on Record
Prior SaleJun 7, 1993 · Amount on Record
Deed Book / Page2193 / 1339
Last Transfer DateNov 14, 2008
Transfer Doc0033410426
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address10190 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703
Transaction TypeMortgage
Record UpdatedDec 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10190 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703

Mortgage

Document Number0003341160
DateNov 22, 2023
Instrument3341160
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 3, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,640.00 (+2.89%) Homeowner's exemption$139,733 (+5.99%)$278,043 (+33.26%) Land $34,000 Building $244,043
2024$1,594.00 (+2.44%)
2023$1,556.00 (+3.73%) Homeowner's exemption$131,840 (+3%)$208,648 (+3.5%) Land $35,000 Building $173,648
2022$1,500.00 Homeowner's exemption$128,000$201,601 Land $27,200 Building $174,401

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Ethx.

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