10184 Arrowhead Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 10184 Arrowhead Dr, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 1993
Lot Size	0.117 acres (5,103 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Sep 2019)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	Jan 2021 Transfer Sep 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`412328176005`

Property Details

APN / Parcel Number

Primary APN	`412328176005`
Alternative APNs	`00971846000500` `10004710427`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	2,401 sqft
1st Floor Area	1,744 sqft
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	5,103 sqft (0.117 acres)
Garage Type	Attached
Garage Area	399 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	160 sqft
Porch	Slab
Porch Area	258 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00971846000500
Street Address	10184 ARROWHEAD DR
City	PUNTA GORDA
State	FL
Zip	33955-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-GS
Legal Description	SEMINOLE LAKES PH 1 BLK A LT 5 1277/1267 1277/1268 2228/928 2608/922 3046/2099 PR19-620-CCT LOA4457/987 ODH4466/486 PR19-848-JHG LOA4479/2081 4487/866 L/E4698/202
Legal Range	23E
Legal Township	41S
Legal Section	28
Legal Subdivision	SEMINOLE LAKES PH 1
Legal Tract	SML
Legal Block	A
Legal Lot Number	5
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2006
Census Tract	10505

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10184 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 26, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Dec 30, 2004 · Amount on Record
Deed Document Number	20192747017
Deed Book / Page	4487 / 866
Last Transfer Date	Jan 26, 2021
Transfer Doc	0046980202
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 26, 2021
Property Address	10184 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703
Document Number	0046980202
Book / Page	4698 / 202
Map Reference	MB 17 PG 5A-5H
Instrument Date	Jan 26, 2021
Instrument	2896699
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10184 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 26, 2019
Property Address	10184 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703
Document Number	0044870866
Book / Page	004487 / 000866
Instrument Date	Sep 18, 2019
Instrument	2747017
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10184 ARROWHEAD DR PUNTA GORDA FL 339554703, PUNTA GORDA, FL 33955-4703

Mortgage

Document Number	44870869
Date	Sep 26, 2019
Book Page	004487/000869
Instrument	2747018

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2039

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,259.00 (+2.52%) Homeowner's exemption	$237,115 (+5.99%)	$281,282 (+12.58%) Land $34,000 Building $247,282
2024	$3,179.00 (+1.86%)
2023	$3,121.00 (+3.04%) Homeowner's exemption	$223,720 (+3%)	$249,840 (-9.11%) Land $35,000 Building $214,840
2022	$3,029.00 Homeowner's exemption	$217,204	$274,868 Land $27,200 Building $247,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Ethx.

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