10196 Arrowhead Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 10196 Arrowhead Dr, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,752 sqft · built 1993
Lot Size	0.123 acres (5,335 sqft)
Owner	Individual Name on Record
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`412328176007`

Property Details

APN / Parcel Number

Primary APN	`412328176007`
Alternative APNs	`00971846000706` `10004710429`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
Gross Area	2,565 sqft
1st Floor Area	1,752 sqft
Intercom	Intercom
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Masonry/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	5,335 sqft (0.123 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	351 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00971846000706
Street Address	10196 ARROWHEAD DR
City	PUNTA GORDA
State	FL
Zip	33955-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-GS
Legal Description	SEMINOLE LAKES PH 1 BLK A LT 7 1261/2012 1676/825 DC3570/1960-LMZ L/E3594/2005 3628/1128 3696/556 3697/769 4125/1779 4832/1023 3423975
Legal Range	23E
Legal Township	41S
Legal Section	28
Legal Subdivision	SEMINOLE LAKES PH 1
Legal Tract	SML
Legal Block	A
Legal Lot Number	7
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2006
Census Tract	10505

Owner

Source: Charlotte County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10196 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 31, 2021	Quit Claim Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 2, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Nov 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021
Deed Sale	Aug 31, 2021
Prior Sale	Oct 3, 2012 · Amount on Record
Deed Document Number	20212991698
Deed Book / Page	4832 / 1023
Last Transfer Date	Jul 17, 2026
Transfer Doc	0003686580
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 24, 2026
Property Address	10196 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703
Document Number	0003686580
Instrument Date	Jul 17, 2026
Instrument	20263686580
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10196 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 31, 2021
Property Address	10196 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703
Document Number	0048321023
Book / Page	4832 / 1023
Map Reference	MB 17 PG 5A-5H
Instrument Date	Jul 16, 2021
Instrument	2991698
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NOT AVAILABLE, OAK & INK LAND AND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3836 VIA POINCIANA APT 601, 3836, LAKE WORTH, FL 33467-2916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10196 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703

Mortgage

Document Number	48321025
Date	Aug 31, 2021
Instrument	4832/1025

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	10196 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703
Document Number	0045620102
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10196 ARROWHEAD DR PUNTA GORDA FL 339554703, PUNTA GORDA, FL 33955-4703

Mortgage

Document Number	0045620102
Date	Apr 9, 2020
Book Page	004562/000102
Instrument	2802663

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 2, 2017
Property Address	10196 ARROWHEAD DR, PUNTA GORDA, FL 33955-4703
Document Number	0042510803
Book / Page	004251 / 000803
Instrument Date	Oct 30, 2017
Instrument	2562716
Transaction Type	Transfer
Record Updated	Jan 30, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10196 ARROWHEAD DR PUNTA GORDA FL 339554703, PUNTA GORDA, FL 33955-4703

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,343.00 (+2.67%)	$182,019 (+5.99%)	$321,560 (+33.18%) Land $34,000 Building $287,560
2024	$2,282.00 (+2.1%)
2023	$2,235.00 (+3.28%) Homeowner's exemption	$171,737 (+3%)	$241,456 (+3.94%) Land $35,000 Building $206,456
2022	$2,164.00 Homeowner's exemption	$166,735	$232,308 Land $27,200 Building $205,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Ethx.

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