10195 Dunlap Rd, Cambridge, OH 43725 Property Records

Guernsey County property record for 10195 Dunlap Rd, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,698 sqft · built 2021
Lot Size	3.86 acres (168,359 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Jun 2016)
Tax Bill	$4,580 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-0000486.007`

Property Details

APN / Parcel Number

Primary APN	`02-0000486.007`
Alternative APN	`002567-6`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,698 sqft Living Area
1st Floor Area	2,698 sqft
Basement Area	2,698 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	168,359 sqft (3.86 acres)
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002567-6
Street Address	10195 DUNLAP RD
City	CAMBRIDGE
State	OH
Zip	43725-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SS11 W 1/2 SW 1/4 NW 1/4
Legal Range	03W
Legal Township	02N
Legal Section	11
Legal Tract	2
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3039
Census Tract	977700

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	727 OAKLAND BLVD, CAMBRIDGE, OH 43725-2027
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Construction Mortgage PARK NATIONAL BANK
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2016 · Amount on File
Deed Sale	Jun 15, 2016 · Amount on File
Deed Document Number	20163103
Deed Book / Page	537 / 2721
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	10195 DUNLAP RD, CAMBRIDGE, OH 43725-8586
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00572/4173
Date	Dec 3, 2020
Book Page	572/4173
Instrument	202000006572

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	10195 DUNLAP RD, CAMBRIDGE, OH 43725-8586
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00579/1372
Date	Nov 29, 2021
Book Page	579/1372
Instrument	202100006696

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,580.00 (-1.46%)	$103,331 (-) Land $16,793 Building $86,538
2024	$4,648.00 (+20.04%)	$103,331 (+24.77%) Land $16,793 Building $86,538	$295,230 (+24.77%) Land $47,980 Building $247,250
2023	$3,872.00 (-0.41%)	$82,820 (-) Land $13,328 Building $69,492
2022	$3,888.00	$82,820 Land $13,320 Building $69,500	$236,620 (%) Land $38,060 Building $198,560
2021			$236,630 Land $38,080 Building $198,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1998–2004)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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