10120 Dunlap Rd, Cambridge, OH 43725 Property Records

Guernsey County property record for 10120 Dunlap Rd, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,984 sqft · built 2008
Lot Size	7.37 acres (321,037 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,198 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-0000129.002`

Property Details

APN / Parcel Number

Primary APN	`02-0000129.002`
Alternative APN	`002933-7`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft
Basement Area	1,984 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Roof Material	Metal
Lot Area	321,037 sqft (7.37 acres)
Garage Type	Attached
Garage Area	844 sqft

Exterior Amenities

Porch	Slab
Porch Area	804 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002933-7
Street Address	10120 DUNLAP RD
City	CAMBRIDGE
State	OH
Zip	43725-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA01 E PT LOT 13
Legal Range	03W
Legal Township	02N
Legal Section	01
Legal Tract	2
Legal Lot Number	13
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3039
Census Tract	977700

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10120 DUNLAP RD, CAMBRIDGE, OH 43725-8586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 22, 2019
Transfer Doc	00566/1732
Record Updated	Sep 20, 2026

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUERNSEY OH
Recording Date	Dec 11, 2019
Property Address	10120 DUNLAP RD, CAMBRIDGE, OH 43725-8586
Document Number	00566/1732
Book / Page	566 / 1732
Instrument Date	Nov 22, 2019
Instrument	201900006918
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	201900006919
Date	Dec 11, 2019
Instrument	201900006919

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	10120 DUNLAP RD, CAMBRIDGE, OH 43725-8586
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700005152
Date	Sep 11, 2017
Book Page	550/0613
Instrument	201700005152

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	Columbus, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,198.00 (-1.5%) Homeowner's exemption	$119,672 (-) Land $22,407 Building $97,265
2024	$5,277.00 (+20.15%) Homeowner's exemption	$119,672 (+24.81%) Land $22,407 Building $97,265	$341,920 (+24.81%) Land $64,020 Building $277,900
2023	$4,392.00 (-0.41%) Homeowner's exemption	$95,886 (+0.01%) Land $17,780 Building $78,106
2022	$4,410.00 Homeowner's exemption	$95,880 Land $17,780 Building $78,100	$273,950 (%) Land $50,800 Building $223,150
2021			$273,960 Land $50,800 Building $223,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1998–2004)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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