10130 Dunlap Rd, Cambridge, OH 43725 Property Records

Guernsey County property record for 10130 Dunlap Rd, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,236 sqft · built 2005
Lot Size	10.8 acres (474,499 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,129 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-0000243.005`

Property Details

APN / Parcel Number

Primary APN	`02-0000243.005`
Alternative APN	`003743-1`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,236 sqft Living Area
1st Floor Area	2,236 sqft
Basement Area	2,224 sqft
Unfinished Basement	2,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Material	Shingle
Lot Area	474,499 sqft (10.8 acres)
Garage Type	Attached
Garage Area	520 sqft
Porch	Slab
Porch Area	523 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003743-1
Street Address	10130 DUNLAP RD
City	CAMBRIDGE
State	OH
Zip	43725-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SS11 PT SE1/4 SE1/4
Legal Range	03W
Legal Township	02N
Legal Section	11
Legal Tract	2
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3039
Census Tract	977700

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10130 DUNLAP RD, CAMBRIDGE, OH 43725-8586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 17, 2020	Intrafamily Transfer, Transfer · FHA Mortgage MAGNOLIA BANK
May 29, 2019	Warranty Deed, Transfer · FHA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020
Deed Sale	Sep 17, 2020
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	20205019
Deed Book / Page	571 / 627
Prior Transfer Date	Jun 3, 2020
Prior Transfer Doc	000571/627
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	10130 DUNLAP RD, CAMBRIDGE, OH 43725-8586
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10130 DUNLAP RD, CAMBRIDGE, OH 43725-8586

Mortgage

Document Number	00592/3712
Date	Oct 11, 2023
Book Page	592/3712
Instrument	202300006438

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUERNSEY OH
Recording Date	Sep 17, 2020
Property Address	10130 DUNLAP RD, CAMBRIDGE, OH 43725-8586
Document Number	000571/627
Book / Page	571 / 627
Instrument Date	Jun 3, 2020
Instrument	202000005019
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	NOT AVAILABLE, SUPERIOR T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10130 DUNLAP RD, CAMBRIDGE, OH 43725-8586

Mortgage

Document Number	202000005020
Date	Sep 17, 2020
Instrument	202000005020

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	May 29, 2019
Property Address	10130 DUNLAP RD, CAMBRIDGE, OH 43725-8586
Document Number	00563/0973
Book / Page	563 / 0973
Instrument Date	May 17, 2019
Instrument	201900003130
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	ELITA LAND TITLE, ELITE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WATSON CT # D, D, CAMPBELLSVILLE, KY 42718-9752

Mortgage

Document Number	201900003131
Date	May 29, 2019
Instrument	201900003131

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,129.00 (-1.5%) Homeowner's exemption	$118,017 (-) Land $28,046 Building $89,971
2024	$5,207.00 (+20.2%) Homeowner's exemption	$118,017 (+24.88%) Land $28,046 Building $89,971	$337,190 (+24.88%) Land $80,130 Building $257,060
2023	$4,332.00 (-0.39%) Homeowner's exemption	$94,503 (+%) Land $22,256 Building $72,247
2022	$4,349.00 Homeowner's exemption	$94,500 Land $22,250 Building $72,250	$270,010 (-) Land $63,580 Building $206,430
2021			$270,010 Land $63,590 Building $206,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1998–2004)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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