Guernsey County property record for 10073 Dunlap Rd, Cambridge, OH 43725
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 2020 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,000 (Aug 2026) |
| Tax Bill | $4,422 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-0000486.005 |
| Primary APN | 02-0000486.005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 336 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 288 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 400 sqft |
| Deck Area | 36 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 002026-5 |
|---|---|
| Street Address | 10073 DUNLAP RD |
| City | CAMBRIDGE |
| State | OH |
| Zip | 43725-8547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R3 T2 SS11 W 1/2 SW 1/4 NW 1/4 |
| Legal Range | 03W |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Tract | 2 |
| Jurisdiction | GUERNSEY OH |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 977700 |
10073 Dunlap Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Guernsey County records, as of August 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10073 DUNLAP RD, CAMBRIDGE, OH 43725-8547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE |
| Dec 31, 2019 | Deed of Trust, Mortgage · Construction Mortgage HOME SAVINGS BANK |
| Jan 12, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Deed Document Number | 20264222 |
| Deed Book / Page | 613 / 3694 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Recording Date | Aug 11, 2026 |
| Property Address | 10073 DUNLAP RD, CAMBRIDGE, OH 43725-8547 |
| Document Number | 0000004222 |
| Book / Page | 613 / 3694 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20264222 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NORTHWEST AR TITLE, NORTHWEST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177,356.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 10073 DUNLAP RD, CAMBRIDGE, OH 43725-8547 |
| Document Number | 0000004223, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 20264223 |
| Name | RUOFF MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Property Address | 10073 DUNLAP RD, CAMBRIDGE, OH 43725-8547 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | FIRST SECURITY TITLE INC, FIRST SECURITY TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 566/3576 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 566/3576 |
| Instrument | 201900007308 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 249 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Property Address | 10073 DUNLAP RD, CAMBRIDGE, OH 43725-8547 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10073 DUNLAP RD, CAMBRIDGE, OH 43725-8547 |
| Document Number | 573/2541 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 573/2541 |
| Instrument | 202100000246 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 10073 Dunlap Rd was $4,422.
Source: Guernsey County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Guernsey County |
| County Subdivision | Cambridge Township |
| Unified School District | Cambridge City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,422.00 | $98,304 (-) Land $19,376 Building $78,928 | |
| 2024 | $4,422.00 (+20.1%) | $98,304 (+24.81%) Land $19,376 Building $78,928 | $280,870 Land $55,360 Building $225,510 |
| 2023 | $3,682.00 (-0.41%) | $78,760 (+0.01%) Land $15,375 Building $63,385 | |
| 2022 | $3,697.00 | $78,750 Land $15,380 Building $63,370 | $225,000 (-0.01%) Land $43,930 Building $181,070 |
| 2021 | $225,030 Land $43,930 Building $181,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10073 Dunlap Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 14 (1998–2004) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10073 Dunlap Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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