10195 Cherry Tree Ter, Dayton, OH 45458 Property Records

Montgomery County property record for 10195 Cherry Tree Ter, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,145 sqft · built 1989
Lot Size	0.412 acres (17,990 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Dec 2022)
Tax Bill	$9,745 (2024)
Deeds & Mortgages	Dec 2022 Sale Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O67 28803 0005`

Property Details

APN / Parcel Number

Primary APN	`O67 28803 0005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,145 sqft Living Area
1st Floor Area	1,433 sqft
Family Room	Family Room
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	17,990 sqft (0.412 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	447 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10195 CHERRY TREE TER
City	DAYTON
State	OH
Zip	45458-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25 WASHINGTON TWP ESTATES ONE SEC 1
Legal Subdivision	WASHINGTON TWP ESTATES
Legal Lot Number	5
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2000
Census Tract	40305

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10195 CHERRY TREE TER, DAYTON, OH 45458-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Warranty Deed, Transfer
Sep 16, 2020	Warranty Deed, Transfer WRIGHT-PATT CU
Dec 6, 2019	Warranty Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Prior Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	2022-00074692
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 6, 2022
Property Address	10195 CHERRY TREE TER, DAYTON, OH 45458-9428
Document Number	0000074692
Map Reference	MB 137 PG 5&5A
Instrument Date	Nov 14, 2022
Instrument	2022-00074692
Transaction Type	Transfer
Record Updated	Dec 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10195 CHERRY TREE TER, CENTERVILLE, OH 45458-9428

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 16, 2020
Property Address	10195 CHERRY TREE TER, DAYTON, OH 45458-9428
Document Number	0000054749
Instrument Date	Aug 17, 2020
Instrument	54749
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Tax	$34.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10195 CHERRY TREE TER DAYTON OH 454589428, DAYTON, OH 45458-9428

Mortgage

Document Number	54776
Date	Sep 16, 2020
Instrument	54776

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 6, 2019
Property Address	10195 CHERRY TREE TER, DAYTON, OH 45458-9428
Document Number	0000068276
Instrument Date	Nov 20, 2019
Instrument	68276
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Tax	$655.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10195 CHERRY TREE TER CENTERVILLE OH 454589428, CENTERVILLE, OH 45458-9428

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,670 (-) Land $30,260 Building $115,410
2024	$9,745.00 (+8.66%)
2023	$8,968.00 (+5.23%)	$145,670 (+33.01%) Land $30,260 Building $115,410	$416,180 (+33%) Land $86,450 Building $329,730
2022	$8,522.00	$109,520 Land $22,750 Building $86,770
2020			$312,920 Land $65,000 Building $247,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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