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10219 Cherry Tree Ter, Dayton, OH 45458 Property Records

Montgomery County property record for 10219 Cherry Tree Ter, Dayton, OH 45458

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,442 sqft · built 1989
Lot Size0.455 acres (19,820 sqft)
OwnerIndividual Name on Record
Last Sale$466,000 (Nov 2021)
Tax Bill$8,044 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNO67 28803 0008

Property Details

APN / Parcel Number

Primary APNO67 28803 0008

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,442 sqft Living Area
1st Floor Area2,084 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleCape Cod
Exterior MaterialCombination
Construction TypeFrame
Lot Area19,820 sqft (0.455 acres)
Lot Dimensions180 ft deep x 110 ft wide
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area68 sqft
Deck Area396 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10219 CHERRY TREE TER
CityDAYTON
StateOH
Zip45458-9431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 WASHINGTON TWP ESTATES ONE SEC 2
Legal SubdivisionWASHINGTON TWP ESTATES
Legal Lot Number8
JurisdictionMONTGOMERY OH
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2000
Census Tract40305

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10219 CHERRY TREE TER, DAYTON, OH 45458-9431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2021 · Amount on Record
Deed SaleNov 18, 2021 · Amount on Record
Prior SaleNov 18, 2021 · Amount on Record
Deed Document Number0000087801
Last Transfer DateAug 8, 2023
Transfer Doc0000040273
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateNov 18, 2021
Property Address10219 CHERRY TREE TER, DAYTON, OH 45458-9431
Document Number0000087801
Map ReferenceMB 137 PG 5&5A
Instrument DateNov 12, 2021
Instrument2021-00087801
Transaction TypeTransfer
Record UpdatedDec 8, 2021
Title CompanyHOME SERVICES TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address10219 CHERRY TREE TER, DAYTON, OH 45458-9431

Mortgage

Document Number0000087802
DateNov 18, 2021
Instrument2021-00087802
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
County SubdivisionWashington Township
Unified School DistrictCenterville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$140,490 (-) Land $30,260 Building $110,230
2024$8,044.00 (+6.88%)
2023$7,526.00 (-8.44%)$140,490 (+33%) Land $30,260 Building $110,230$401,380 (+33%) Land $86,450 Building $314,930
2022$8,220.00$105,630 Land $22,750 Building $82,880
2020$301,790 Land $65,000 Building $236,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

May also be available: AT&T, Verizon.

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