10179 Cherry Tree Ter, Dayton, OH 45458 Property Records

Montgomery County property record for 10179 Cherry Tree Ter, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,953 sqft · built 1991
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Apr 2026)
Tax Bill	$8,300 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O67-28803-0003`

Property Details

APN / Parcel Number

Primary APN	`O67-28803-0003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,953 sqft Living Area
Gross Area	3,393 sqft
1st Floor Area	1,225 sqft
Attic	Attic
Attic Area	440 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	63 sqft
Deck Area	314 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10179 CHERRY TREE TER
City	DAYTON
State	OH
Zip	45458-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23 WASHINGTON TWP ESTATES ONE SEC 2
Legal Subdivision	WASHINGTON TWP ESTATES ONE
Legal Lot Number	3
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2000
Census Tract	40305

Owner

Source: Montgomery County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10179 CHERRY TREE TER, DAYTON, OH 45458-9428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Deed Document Number	202620040
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 1, 2026
Property Address	10179 CHERRY TREE TER, DAYTON, OH 45458-9428
Document Number	0000020040
Instrument Date	Mar 24, 2026
Instrument	202620040
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	M&M TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	10179 CHERRY TREE TER, DAYTON, OH 45458-9428

Mortgage

Document Number	0000020041,
Date	Apr 1, 2026
Instrument	202620041

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10179 CHERRY TREE TER, DAYTON, OH 45458-9428
Document Number	0000062853
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10179 CHERRY TREE TER CENTERVILLE OH 454589428, CENTERVILLE, OH 45458-9428

Mortgage

Document Number	0000062853
Date	Oct 20, 2020
Instrument	62853

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 19, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,300.00 (-0.18%)	$121,650 (-) Land $30,260 Building $91,390	$347,570 (-) Land $86,450 Building $261,120
2024	$8,315.00 (+8.64%)
2023	$7,654.00 (+5.22%)	$121,650 (+32.99%) Land $30,260 Building $91,390	$347,570 (+33%) Land $86,450 Building $261,120
2022	$7,274.00	$91,470 Land $22,750 Building $68,720
2020			$261,330 Land $65,000 Building $196,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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